Assumable HUD apartment loans, sorted by rate
3,221 FHA-insured apartment loans carry a note rate under 3% with at least ten years to run. Filter all 11,602 by state, rate, size and time left, and see what each rate is worth against the 5.54% median on loans HUD endorsed in the year to September 30, 2026.
Showing the 60 lowest rates with 10+ years left. Use the filters to search every loan.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Kelly Lane Duplexes | Paris, KY | 30 | 1.5% | $552,352 | 2038 |
| Holly Hills Apartments | Bowling Green, KY | 30 | 1.5% | $471,090 | 2037 |
| 900 Thayer Apts | Silver Spring, MD | 124 | 1.869% | $14.3 million | 2060 |
| Beckley Townhomes | Dallas, TX | 100 | 1.96% | $12.9 million | 2055 |
| Mansions at Jordan Creek | West Des Moines, IA | 140 | 1.97% | $13.1 million | 2055 |
| Whittell Pointe Apartments | Reno, NV | 228 | 1.99% | $29.6 million | 2056 |
| Bayside Gardens | Bayside, NY | 26 | 1.99% | $4.0 million | 2057 |
| Canyon Pass Apartments | San Antonio, TX | 264 | 2% | $31.7 million | 2063 |
| Springbrook Apartments | Charlotte, NC | 198 | 2% | $29.1 million | 2063 |
| Valencia Park Apartments | Orlando, FL | 208 | 2% | $26.1 million | 2056 |
| Valley View Apartments | Moline, IL | 192 | 2% | $10.8 million | 2057 |
| Spring Hill Terrace | Georgetown, KY | 24 | 2% | $438,923 | 2038 |
| Crosswinds Apartment Homes | San Antonio, TX | 312 | 2.02% | $38.0 million | 2064 |
| Old Market Lofts | Omaha, NE | 271 | 2.03% | $30.9 million | 2056 |
| Van Metre Northlake Park Apartments | Orlando, FL | 165 | 2.03% | $19.3 million | 2056 |
| The Annexe at the Reserve | Wilmington, NC | 144 | 2.04% | $15.9 million | 2056 |
| Cape Cod Apartment Homes | Morton, IL | 200 | 2.05% | $15.0 million | 2056 |
| Greystone Farms Reserve | Columbus, GA | 206 | 2.05% | $12.3 million | 2056 |
| Westway Gardens Apartments | Elyria, OH | 300 | 2.05% | $11.1 million | 2052 |
| The Lakes at Ashton Village | Ashville, OH | 192 | 2.05% | $10.8 million | 2056 |
| Praire Apartments | Salem, WI | 120 | 2.05% | $7.6 million | 2056 |
| White Oaks Apartments | Chester, VA | 322 | 2.07% | $45.2 million | 2056 |
| Enclace at Mira Lagos | Grand Prairie, TX | 199 | 2.07% | $23.5 million | 2055 |
| Reserve at Park West Phase 2 | Spartanburg, SC | 144 | 2.07% | $12.3 million | 2055 |
| Grandview Apartments | Grand Rapids, MI | 192 | 2.07% | $11.4 million | 2055 |
| Goldware Senior Housing | Riverside, CA | 160 | 2.07% | $6.4 million | 2056 |
| Cherrylee Gardens | El Monte, CA | 78 | 2.075% | $12.6 million | 2056 |
| Arrow Plaza | Covina, CA | 64 | 2.075% | $10.9 million | 2056 |
| Summit Plaza | Jersey City, NJ | 483 | 2.08% | $107.2 million | 2056 |
| Greystone Summit Gulf Breeze | Gulf Breeze, FL | 148 | 2.08% | $20.5 million | 2056 |
| Chester Village Green | Chester, VA | 96 | 2.08% | $15.3 million | 2056 |
| Village Townhomes | Chaska, MN | 28 | 2.08% | $3.2 million | 2056 |
| Artisan on the Bluff | San Antonio, TX | 250 | 2.09% | $19.5 million | 2055 |
| Willow Creek Apartments | Kalamazoo, MI | 162 | 2.09% | $7.7 million | 2055 |
| Almond Terrace | Ceres, CA | 46 | 2.09% | $5.6 million | 2055 |
| Park Place | Lynwood, CA | 99 | 2.09% | $5.0 million | 2056 |
| River Stone Apartments I& II | Columbus, IN | 424 | 2.1% | $35.1 million | 2055 |
| Silver Hills Apartments | Orlando, FL | 272 | 2.1% | $26.0 million | 2056 |
| Redwood Sylvania Phase I & II | Sylvania, OH | 148 | 2.1% | $19.0 million | 2055 |
| Greystone Summit Apartments | Knoxville, TN | 218 | 2.1% | $14.7 million | 2056 |
| Summit Creek Apartments | Canton, MI | 153 | 2.1% | $10.6 million | 2052 |
| The Arbor at Centerbrook | Universal City, TX | 80 | 2.1% | $3.4 million | 2055 |
| 5151 Downtown Littleton | Littleton, CO | 351 | 2.11% | $45.3 million | 2055 |
| Tamaron Ranch Apartments | Lynnwood, WA | 266 | 2.11% | $43.1 million | 2055 |
| San Isidro Apartments | Santa Fe, NM | 176 | 2.11% | $25.4 million | 2055 |
| Woodward Loft Apartments | New Orleans, LA | 191 | 2.11% | $17.5 million | 2056 |
| Heights at Knollwood Crossing | Hamilton, OH | 192 | 2.11% | $14.0 million | 2055 |
| Buzza Lofts | Minneapolis, MN | 136 | 2.11% | $9.4 million | 2056 |
| Cedar Ridge | Auburn, WA | 48 | 2.11% | $6.9 million | 2055 |
| Seven Pines Apartments | Forest Lake, MN | 72 | 2.11% | $4.7 million | 2055 |
| Lake Wood Ranch | Coeur D'alene, ID | 80 | 2.11% | $2.1 million | 2047 |
| Fairlane Woods | Dearborn, MI | 288 | 2.12% | $27.2 million | 2056 |
| The Reserve Apartments | Mortgomery, AL | 288 | 2.12% | $21.7 million | 2056 |
| The Mark on Conquest | Waxahachie, TX | 140 | 2.12% | $18.1 million | 2056 |
| Pine Creek Apartments Homes | Paris, TX | 136 | 2.12% | $10.7 million | 2055 |
| Brookside Apartments | Killeen, TX | 176 | 2.12% | $10.6 million | 2060 |
| Holladay on Ninth Apartments | Millcreek, UT | 83 | 2.12% | $10.3 million | 2056 |
| River Ridge I | Indianapolis, IN | 202 | 2.12% | $8.5 million | 2047 |
| Las Colinas and Parkridge Place Apartments | Lubbock, TX | 260 | 2.12% | $8.0 million | 2051 |
| Village Lofts | Hempstead, NY | 29 | 2.12% | $6.6 million | 2055 |
"Yearly edge" is the difference in principal and interest between this loan and a new loan at your comparison rate, on the same balance and remaining term. It ignores mortgage insurance premiums, fees and any prepayment terms.
Found one worth assuming?
An assumption needs HUD to approve the buyer and the lender to process the transfer. The desk at Janover Capital can tell you what that file looks like for this property and how long it is likely to take, and size a new HUD loan alongside it so you can compare.