How a HUD loan assumption works
What it takes to buy an apartment property and keep its FHA-insured loan: HUD's Transfer of Physical Assets review, who signs, and the math.
Notes
Every FHA-insured apartment loan, with its rate, term and refinance math.
What HUD's 0.25% MIP means if you already have a HUD loan
HUD cut annual MIP to 0.25% on every FHA apartment program from October 2025. Existing loans keep their old rate unless they refinance.
Have a question?
Email hello@hudmultifamily.loan, or send the loan through the form.