FHA-insured · 223(f) purchase or refinance
El Bethel Terrace
1099 Fillmore St, San Francisco, CA 94115 · 101 units
El Bethel Terrace carries a $6.8 million FHA-insured mortgage at a 5.68% note rate, endorsed by HUD on July 23, 2009 and maturing in August 2044. HUD's file put the amortized balance at $5,021,544 as of September 30, 2026, with 17 years 11 months left on the term.
26% repaid
Would a 223(a)(7) refinance lower the payment?
This loan's 5.68% rate is above the 5.54% median on HUD apartment loans endorsed in the 12 months before September 30, 2026. At that median, on the same balance and remaining term, principal and interest would run about $37,000 a month instead of about $37,000: roughly $5,000 a year less, before mortgage insurance, closing costs and any prepayment premium in the note.
A 223(a)(7) is HUD's streamlined refinance of a loan it already insures. No cash out, and the new loan can't exceed this loan's original amount. Run this property through the 223(a)(7) estimator with your own rate, term and costs.
Own this property?
Send it to the commercial mortgage team at Janover Capital LLC. Say whether you are assuming, refinancing or adding a supplemental loan, and we will give you a preliminary read on what a HUD lender is likely to need. Any terms come from the lender.
Janover Capital LLC is not HUD, FHA or the lender on this loan, and is not affiliated with or endorsed by either. The loan figures on this page come from HUD's public file and are not an offer of credit.
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- YWCA Apartments 97 units · 2.3% · matures 2039
- Soma Residences Aka 1045 Mission 278 units · 2.39% · matures 2055
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- Rincon Green Aka 333 Harrison St 326 units · 2.52% · matures 2055
- Mendelsohn House 189 units · 2.61% · matures 2048
- Fellowship Manor 106 units · 2.64% · matures 2055
- Royal Adah Arms 142 units · 3.16% · matures 2063
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Street address from HUD's Insured Multifamily Properties map layer. Rates and balances are as HUD reports them; if HUD's file is wrong, this page is too. How we use the data.