FHA-insured · 542(c) HFA risk-sharing

Sycamore Spring Apts

7127 Archibald Ave, Rancho Cucamonga, CA 91730 · 240 units

Sycamore Spring Apts carries a $4.4 million FHA-insured mortgage at a 7.25% note rate, endorsed by HUD on November 20, 1996 and maturing in October 2026. HUD's file put the amortized balance at $29,981 as of September 30, 2026, with 1 month left on the term.

Note rate
7.25%
Balance, September 2026
$29,981
Monthly principal and interest
$30,163
Matures
October 2026
Original amount
$4,418,075
Original amount per unit
$18,409
Term
359 months (29.9 years)
First payment
December 1, 1996
Initial endorsement
November 20, 1996
HUD program (as filed)
542(C) HFA RISK SHARING-RECENT COMP (YHN)
FHA project number
14398009
Mortgage holder
California Housing Finance
Servicer
California Housing Finance

Would a refinance lower the payment?

This loan's 7.25% rate is above the 5.54% median on HUD apartment loans endorsed in the 12 months before September 30, 2026. At that median, on the same balance and remaining term, principal and interest would run about $30,000 a month instead of about $30,000: roughly $1,000 a year less, before mortgage insurance, closing costs and any prepayment premium in the note.

This is a risk-sharing loan, which HUD does not allow to use a 223(a)(7). The usual route is a new 223(f) loan, sized on the property's current income.

Own this property?

Send it to the commercial mortgage team at Janover Capital LLC. Say whether you are assuming, refinancing or adding a supplemental loan, and we will give you a preliminary read on what a HUD lender is likely to need. Any terms come from the lender.

Janover Capital LLC is not HUD, FHA or the lender on this loan, and is not affiliated with or endorsed by either. The loan figures on this page come from HUD's public file and are not an offer of credit.

The deal
You

Goes to the commercial mortgage desk at Janover Capital LLC, not to HUD. Prefer email? hello@hudmultifamily.loan

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Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Street address from HUD's Insured Multifamily Properties map layer. Rates and balances are as HUD reports them; if HUD's file is wrong, this page is too. How we use the data.