HUD-insured apartment loans in Phenix City, AL
7 properties in Phenix City with 1,202 units have FHA-insured mortgages, owing $90.4 million in all. The median note rate is 2.91%; the lowest is 2.54% at Rock Island Ridges at Riverchase.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Rock Island Ridges at Riverchase | 346 | 2.54% | $37.7 million | 2061 |
| Post Ridge Apartments | 152 | 2.75% | $3.4 million | 2051 |
| The Gardens on Stadium Apartments | 190 | 2.75% | $9.0 million | 2056 |
| Springridge Apartments | 40 | 2.91% | $1.4 million | 2057 |
| Tubman Gardens Apartments | 50 | 3.2% | $1.5 million | 2048 |
| Steeple Crest Luxury Apartments Homes | 200 | 4.25% | $10.3 million | 2049 |
| Greystone at Riverchase | 224 | 4.77% | $27.0 million | 2059 |
Most-active servicers here: Arbor Agency Lending, LLC (2), Highland Commercial Mortgage L (2), Capital One NA (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Phenix City?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.