HUD-insured apartment loans in Cottonwood, AZ
4 properties in Cottonwood with 363 units have FHA-insured mortgages, owing $63.8 million in all. The median note rate is 4.235%; the lowest is 2.8% at Inspiration Cottonwood.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Inspiration Cottonwood | 192 | 2.8% | $42.9 million | 2064 |
| Tuzigoot Village | 31 | 3.75% | $1.5 million | 2049 |
| Christian Care Cottonwood | 88 | 4.72% | $4.0 million | 2057 |
| San Cipriano Townhomes | 52 | 5.18% | $15.5 million | 2068 |
Most-active servicers here: Lument Real Estate Capital, Ll (3), Berkadia Commercial Mortgage L (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Cottonwood?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.