HUD-insured apartment loans in Oakland, CA
10 properties in Oakland with 815 units have FHA-insured mortgages, owing $84.8 million in all. The median note rate is 4.975%; the lowest is 2.92% at Jl Richards Terrace Apts..
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Jl Richards Terrace Apts. | 80 | 2.92% | $5.6 million | 2047 |
| Beth Eden Apartments | 54 | 3.14% | $4.7 million | 2051 |
| Providence House Oakland Apartments | 41 | 4.1% | $3.8 million | 2057 |
| Southlake Towers Apts | 130 | 4.88% | $22.4 million | 2058 |
| Sojourner Truth Manor | 88 | 4.95% | $808,861 | 2044 |
| Valdez Plaza Apartments | 149 | 5% | $7.0 million | 2045 |
| Sister Thea Bowman Manor | 55 | 5.5% | $2.4 million | 2041 |
| Granite Point Apartments | 99 | 5.53% | $18.9 million | 2059 |
| St. Mary's Garden | 101 | 5.73% | $18.6 million | 2058 |
| Swans Market | 18 | 6.75% | $509,137 | 2040 |
Most-active servicers here: Walker and Dunlop LLC (3), California Housing Finance (2), Cbre Hmf Inc (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Oakland?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.