September 2026 HUD file

HUD-insured apartment loans in Delaware

27 properties with 4,832 units carry FHA-insured mortgages in Delaware, with $537.2 million still owed. The median note rate is 4%, and 13 of them are below 4%.

27insured loans
4%median note rate
$537.2 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance23
221(d)(4) construction or substantial rehab1
223(a)(7) refinance3

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Delaware, at least 10 years to maturity
Property City Units Rate Balance Matures
B'nai B'rith House Claymont 209 2.18% $10.6 million 2055
Spencer Apartments New Castle 72 2.28% $6.0 million 2056
The Residences at Christina Landing Wilmington 173 2.3% $28.2 million 2056
Carillon Woods Millsboro 204 2.38% $25.8 million 2056
Jefferson Estates Apartments- Phase I Lewes 39 2.49% $1.8 million 2056
The Residences at Justison Landing Wilmington 214 2.61% $45.6 million 2056
Stoneybrook Townhomes Claymont 146 2.66% $10.7 million 2056
School Bell Apartments Bear 240 2.79% $20.6 million 2055
Residences at Midtown Wilmington 200 2.88% $33.3 million 2060
Middletown Apartments Middletown 300 2.97% $25.0 million 2055
Village at Fox Point Apts Wilmington 448 3.25% $32.1 million 2052
Woods Edge Apartments Lewes 40 3.42% $3.0 million 2051
Windsor Apartment Wilmington 169 3.6% $9.1 million 2054
Herring Manor Wilmington 40 4% $1.9 million 2046
Ingleside Retirement Apartment Wilmington 208 4.035% $2.0 million 2042

Filter every state in the assumable-loan finder

Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

Delaware HUD loans maturing by 2031
Property City Units Rate Balance Matures
Wilton Club Apartments New Castle 61 5.83% $474,453 2031

By city

Everywhere else in Delaware

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

Own or buying in this state?

Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.

Send a loan