HUD-insured apartment loans in Panama City, FL
9 properties in Panama City with 1,100 units have FHA-insured mortgages, owing $127.0 million in all. The median note rate is 3.66%; the lowest is 2.69% at Foxwood Apts.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Foxwood Apts | 80 | 2.69% | $2.8 million | 2050 |
| Foxwood Apts | 80 | 2.69% | $3.0 million | 2050 |
| Foxwood Apts | 80 | 2.77% | $2.6 million | 2050 |
| Foxwood Apts | 80 | 2.77% | $6.7 million | 2050 |
| Panama Commons | 92 | 3.66% | $1.6 million | 2051 |
| Treescape Apartments | 75 | 3.9% | $2.9 million | 2046 |
| Vintage Lake Powell | 289 | 5.6% | $72.8 million | 2067 |
| North Bay Landing | 240 | 5.94% | $27.4 million | 2060 |
| Tranquility at Saint Andrews | 84 | 6.01% | $7.2 million | 2067 |
Most-active servicers here: Pnc Bank, National Association (2), Berkadia Commercial Mortgage L (2), Greystone Servicing Company Ll (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Panama City?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.