HUD-insured apartment loans in Winter Haven, FL

4 properties in Winter Haven with 503 units have FHA-insured mortgages, owing $24.9 million in all. The median note rate is 3.105%; the lowest is 2.82% at Palm Place Apartments.

All 4 HUD-insured apartment loans in Winter Haven, lowest rate first
Property Units Rate Balance Matures
Palm Place Apartments 90 2.82% $6.1 million 2062
Villas at Lake Smart 220 3.09% $13.5 million 2055
Cypress Cathedral 68 3.12% $4.9 million 2054
Abbey Lane Apartments 125 5.95% $346,713 2031

Most-active servicers here: Pnc Bank, National Association (1), Walker and Dunlop LLC (1), First Housing Dev Corp of Fl (1).

Every HUD apartment loan in Florida

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.

Buying or refinancing in Winter Haven?

The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.

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