September 2026 HUD file
HUD-insured apartment loans in Georgia
271 properties with 43,105 units carry FHA-insured mortgages in Georgia, with $3.0 billion still owed. The median note rate is 3.56%, and 170 of them are below 4%.
271insured loans
3.56%median note rate
$3.0 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 112 |
|---|---|
| 221(d)(4) construction or substantial rehab | 94 |
| 223(a)(7) refinance | 56 |
| HFA risk-sharing | 2 |
| 241(a) supplemental | 4 |
| Older and other programs | 3 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Greystone Farms Reserve | Columbus | 206 | 2.05% | $12.3 million | 2056 |
| The Residences at Five Points Aka Evergreen | Valdosta | 264 | 2.15% | $20.5 million | 2061 |
| South Hampton Terrace & Village | Athens | 56 | 2.15% | $6.9 million | 2056 |
| Walton Vinings | Smyrna | 216 | 2.16% | $33.4 million | 2056 |
| Wellington Ridge | Covington | 220 | 2.18% | $10.6 million | 2049 |
| Ivy Ridge | Buford | 256 | 2.21% | $30.2 million | 2064 |
| Sterling Creek at Richmond Hill | Richmond Hill | 280 | 2.22% | $33.9 million | 2056 |
| Kinstone River | Atlanta | 370 | 2.23% | $39.3 million | 2056 |
| Lullwater at Bass | Macon | 316 | 2.24% | $27.3 million | 2056 |
| The Heights at Towne Lake | Woodstock | 194 | 2.26% | $22.7 million | 2056 |
| Walton Centennial | Roswell | 250 | 2.28% | $29.3 million | 2056 |
| Walton Grove Apartments | Smyrna | 180 | 2.3% | $7.7 million | 2046 |
| Lacota Apartments | Dunwoody | 266 | 2.31% | $24.1 million | 2056 |
| Sycamore Ridge | Gainesville | 220 | 2.35% | $18.7 million | 2057 |
| Wembley at Overlook | Macon | 238 | 2.38% | $22.4 million | 2056 |
Filter every state in the assumable-loan finder
By city
- Atlanta 73
- Columbus 20
- Savannah 18
- Macon 10
- Augusta 9
- Decatur 7
- Rome 7
- Albany 5
- Athens 4
- Brunswick 4
- Gainesville 4
- Hinesville 4
- Marietta 4
- Smyrna 4
- Valdosta 4
- Warner Robins 4
Everywhere else in Georgia
- Abbington Manor Acworth · 3.99%
- Stone Ridge Luxury Apartments Adel · 5.59%
- Legacy at Walton Bluegrass Alpharetta · 2.9%
- Walton Bluegrass Alpharetta · 3.13%
- Branan Lodge Blairsville · 4.7%
- Ivy Ridge Buford · 2.21%
- Washington Homes Cairo · 3.26%
- River Ridge of Canton Canton · 5.49%
- Park Place Apartments Carrollton · 3.15%
- Havenwood Cartersville Cartersville · 4.88%
- The Glen Apartment Homes Phase I and II Cartersville · 3.52%
- The Glen Apts - Phase III Cartersville · 3.535%
- Cherokee Springs Cedartown · 4.11%
- Greyfield Apartments Cedartown · 4.05%
- Habersham Housing Clarkesville · 3.6%
- Silver Oak Apartments Clarkston · 3.84%
- Renaissance at Garden Walk College Park · 4.63%
- Cornelia Housing Cornelia · 3.6%
- Arbours at Covington Covington · 3.74%
- Wellington Ridge Covington · 2.18%
- Greystone Summit-Forsyth Aprtments Cumming · 3.95%
- Dallas Manor Apartments Dallas · 2.95%
- Mountain Woods Apartments Dalton · 5.46%
- Mountain Woods Apartments Dalton · 4%
- Whitfield Commons Dalton · 6.1%
- Peaks of Dawsonville Dawsonville · 3.1%
- Villas at Friendly Heights Devatur · 5.74%
- Bluestone Village Apts. Doraville · 3.24%
- Pleasantdale Crossing Apts Doraville · 4.1%
- Carrington Point Apartments Douglasville · 3.49%
- Highpoint Sugarloaf Apartments Duluth · 6.08%
- Lacota Apartments Dunwoody · 2.31%
- Hillcrest Senior Apartments East Point · 4.75%
- The Gateway at East Point Apartments East Point · 2.67%
- Dodge Court Apartments Eastman · 6.75%
- Providence at Parkway Village Fairburn · 4.05%
- Woodbridge at Parkway Village Fairburn · 2.95%
- Walton Fayetteville Fayetteville · 3.05%
- Peaks of Oakwood Flowery Branch · 4.6%
- Greystone at Mulberry Grove Fortson · 5.41%
- The Retreat at Garden Lake Garden City · 3.22%
- Northside Hills Apartments Griffin · 6.44%
- St. Georges Court Griffin · 2.67%
- Madison Heights II Apartments Hampton · 4.98%
- Heart Homes Hawkinsville · 4.25%
- Richmond Villas Hephzibah · 3.22%
- The Legacy at Walton Mill Hiram · 4.15%
- Pioneer Townhouses Jasper · 2.45%
- The Legacy at Walton Kennesaw Mountain Kennesaw · 5.67%
- Odyssey at Laurel Island Kingsland · 3.64%
- Abbington at Linwood Lafayette · 4.83%
- Meridian at Lafayette Lafayetteville · 3.53%
- Brittany Place of Lagrange (fka Sun Ridge) Lagrange · 2.39%
- Valley Ridge Apartments Homes Lagrange · 3.85%
- The Overlook at Gwinnett Stadium Lawrenceville · 3.26%
- The View at Sugerloaf (tanglewood Height) Lawrenceville · 3.35%
- Creekwood Apartments Leesburg · 3.56%
- Greystone at Oakland Leesburg · 5.5%
- Gwinnett Christian Terrace Lilburn · 3.45%
- Avonlea at Tributary Apartments Lithia Springs · 3.55%
- Villas at Loganville Loganville · 2.56%
- The Heron at River Island Martinez · 5.47%
- Baldwin Park Apartments Milledgeville · 4.15%
- Wray Court & Habersham Homes Milledgeville · 3.92%
- Eastgate Apartments Newnan · 2.73%
- Hampton Place Apartments Perry · 3.48%
- Sterling Creek at Richmond Hill Richmond Hill · 2.22%
- Veranda at Groveway Roswell · 4.1%
- Walton Centennial Roswell · 2.28%
- Cobb Center Inc Royston · 3.76%
- Brant Creek Apartments Saint Marys · 2.47%
- Cumberland Oaks Saint Marys · 3.26%
- Oak Forest Scottdale · 3.05%
- Garden District Statesboro · 3.23%
- Woodford Station Phase I Statesboro · 5.42%
- The Villages at Statham Statham · 5.63%
- Mcginnis Memorial Apartments Summerville · 3.5%
- R.h.floyd Memorial Apartments Summerville · 3%
- Swainsboro Presbyterian Apts Swainsboro · 3.63%
- Dogwood Plus Aka Sylvester Housing Authority Sylvester · 2.68%
- Farview Apartments Thomaston · 2.73%
- Ashley Park Apartments Thomasville · 3.75%
- Providnce Plaza I & II Thomasville · 3.15%
- Amsun Apartments Tifton · 3.84%
- Garden Terrace Apartments Union City · 4.66%
- Arbours at Villa Rica Apartments Villa Rica · 2.85%
- Crescent Residential Properties of Winder Winder · 2.77%
- Heritage at Madison Pointe Woodstock · 4.6%
- The Heights at Towne Lake Woodstock · 2.26%
- Woodstock West Woodstock · 5.04%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.