September 2026 HUD file

HUD-insured apartment loans in Hawaii

14 properties with 2,351 units carry FHA-insured mortgages in Hawaii, with $265.6 million still owed. The median note rate is 5.565%, and 4 of them are below 4%.

14insured loans
5.565%median note rate
$265.6 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance3
221(d)(4) construction or substantial rehab7
223(a)(7) refinance2
HFA risk-sharing2

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Hawaii, at least 10 years to maturity
Property City Units Rate Balance Matures
Halekauwila Place Honolulu 204 2.4% $20.5 million 2054
Hale Kewalo Apts Honolulu 128 3.19% $12.6 million 2059
Lihue Gardens Elderly Lihue 58 3.42% $4.3 million 2050
Kewalo Apartments Honolulu 38 4.65% $2.8 million 2054
Maunakea Tower Honolulu 380 4.99% $104.7 million 2065
Hale Moiliili Honolulu 278 5.3% $60.6 million 2067
Kaleima'o Village Ewa Beach 128 5.83% $17.5 million 2067
Captain Cook Captain Cook 21 5.95% $1.2 million 2042
Hale Uhiwai Nalu Phase II Kapolei 50 6.05% $6.6 million 2067
Hale Mahaolu Ekolu Apts Wailuku 42 6.1% $2.5 million 2042
Ewa Villages Ewa Beach 64 6.439% $3.1 million 2043

Filter every state in the assumable-loan finder

Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

Hawaii HUD loans maturing by 2031
Property City Units Rate Balance Matures
Hale Pauahi Honolulu 369 3.8% $1.9 million 2028
Kuhio Park Terrace Apts Honolulu 555 6.521% $27.2 million 2029

By city

Everywhere else in Hawaii

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

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