September 2026 HUD file

HUD-insured apartment loans in Kansas

91 properties with 8,157 units carry FHA-insured mortgages in Kansas, with $463.5 million still owed. The median note rate is 3.5%, and 67 of them are below 4%.

91insured loans

3.5%median note rate

$463.5 millionbalance outstanding

5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance	51
221(d)(4) construction or substantial rehab	12
223(a)(7) refinance	27
Older and other programs	1

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Kansas, at least 10 years to maturity
Property	City	Units	Rate	Balance	Matures
West Indian Hills Phase III	Topeka	54	2.31%	$3.4 million	2047
Prairie Village Residences	Hutchinson	156	2.39%	$5.3 million	2056
West Indian Hills Townhomes	Topeka	60	2.4%	$3.3 million	2044
Whispering Hills Apartments	Overland Park	374	2.42%	$32.7 million	2056
Horizon Plaza	Emporia	100	2.42%	$5.5 million	2056
Mission Towers	Topeka	100	2.42%	$5.3 million	2056
Cottonwood Crossing Apartments	Newton	42	2.42%	$3.9 million	2056
Mission Place	Hutchinson	100	2.42%	$3.9 million	2056
Highland Meadows Apartments	Pittsburg	80	2.43%	$1.2 million	2048
Walnut River Residences	El Dorado	140	2.48%	$3.7 million	2056
9 Del Lofts	Lawrence	43	2.5%	$1.9 million	2056
Country Park Residences	Park City	108	2.57%	$4.2 million	2056
Quarter at Cambridge	Wichita	194	2.6%	$10.3 million	2052
Clusters Apartments	Hutchinson	75	2.6%	$2.0 million	2050
Manor House Apartment	Coffeyville	51	2.6%	$1.8 million	2048

Filter every state in the assumable-loan finder

Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

Kansas HUD loans maturing by 2031
Property	City	Units	Rate	Balance	Matures
Stanton Heights	Emporia	35	4.8%	$91,844	2028

By city

Everywhere else in Kansas

Mulberry Court Abilene · 6.75%
Terrace Hills Apartments Atchison · 2.73%
Mimosa Arms Apartments Clearwater · 5.65%
Manor House Apartment Coffeyville · 2.6%
Pickwick Place Coffeyville · 3.95%
Dw Sundance Apartments Dodge City · 3.5%
Park Plaza Towers Dodge City · 3.75%
Walnut River Residences El Dorado · 2.48%
Horizon Plaza Emporia · 2.42%
Stanton Heights Emporia · 4.8%
Horizon Trails Gardner · 2.69%
Sunflower Housing Great Bend · 4.375%
Centennial Towers Hays · 2.95%
Peachtree Plaza Tower Apartments Haysville · 3.59%
Eastview Gardens Hesston · 6.5%
Cypress Glen Apts Holton · 3.75%
Penn Manor Apartments Independence · 5.65%
The Heights at Delaware Ridge Kansas City · 2.98%
Southlawn Estate Liberal · 3.77%
Colorado Plaza Manhattan · 4.68%
Garden Grove Apartments Manhattan · 3.79%
Vattier Place Apartments Manhattan · 2.96%
Edinburgh Manor Mcpherson · 2.98%
Northgate Manor Apts Mcpherson · 4.17%
Sunflower Apartments Merriam · 3.93%
Cottonwood Crossing Apartments Newton · 2.42%
Newton Plaza Apts Newton · 3.87%
Kidron Apartments Hickory Homes North Newton · 3.13%
Lom Vista Estates Apts Osawatomie · 3.7%
Osawatomie Court Apartments Osawatomie · 3.68%
Applewood Apartments Paola · 3.125%
Country Park Residences Park City · 2.57%
Plaza Place Apartments Parsons · 3.77%
Highland Meadows Apartments Pittsburg · 2.43%
Hillside Terrace Apartments Pratt · 6.3%
Market Place-Saline Apartments Salina · 2.98%
Blackhawk Apartment Homes Spring Hill · 3.29%
Blackhawk Apartments Phase II Spring Hill · 3.38%
Eastwood Apts Wellington · 6.68%
Vantage Point Wellington · 3.35%

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

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