September 2026 HUD file
HUD-insured apartment loans in Maine
32 properties with 1,733 units carry FHA-insured mortgages in Maine, with $100.5 million still owed. The median note rate is 3.94%, and 17 of them are below 4%.
By program
| 223(f) purchase or refinance | 23 |
|---|---|
| 221(d)(4) construction or substantial rehab | 2 |
| 223(a)(7) refinance | 5 |
| 241(a) supplemental | 2 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| North School Apartments | Portland | 60 | 2.28% | $5.3 million | 2055 |
| Danforth Heights Apartments | Portland | 166 | 2.69% | $21.2 million | 2057 |
| Cummings Mill | South Berwick | 48 | 2.85% | $3.0 million | 2052 |
| Larrabee Heights Apartments | Westbrook | 36 | 2.85% | $1.6 million | 2048 |
| Pinewood Manor | Ocean Park | 50 | 3.05% | $3.2 million | 2055 |
| Cumberland Park Place | Portland | 43 | 3.18% | $3.0 million | 2050 |
| Benjamin River Deer Run Apartments | Sedgwick | 40 | 3.45% | $2.7 million | 2048 |
| Roe Village | Hampden | 30 | 3.45% | $1.5 million | 2048 |
| Persistence | Newburgh | 20 | 3.45% | $1.2 million | 2048 |
| Deering Pavilion | Portland | 200 | 3.65% | $8.3 million | 2052 |
| Deering Place | Portland | 75 | 3.77% | $7.3 million | 2061 |
| Knox District Housing | Bar Harbor | 14 | 3.85% | $615,963 | 2048 |
| Longfellow Commons | Portland | 44 | 3.89% | $3.7 million | 2054 |
| Carleton Court Apartments | Portland | 21 | 3.89% | $2.2 million | 2054 |
| La Maison Acadienne | Madawaska | 62 | 3.9% | $2.2 million | 2042 |
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Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Centreville Commons | Lewiston | 96 | 3.23% | $796,139 | 2031 |
By city
- Portland 10
Everywhere else in Maine
- Northwood Apartments Bangor · 4.47%
- St. Xavier's Home Bangor · 4.25%
- Knox District Housing Bar Harbor · 3.85%
- Glynn Courtyard Bath · 3.98%
- Oake Park Berwick · 5.45%
- Foreside Village Apartments Falmouth · 4.47%
- Roe Village Hampden · 3.45%
- Centreville Commons Lewiston · 3.23%
- Hillside Apartments Madawaska · 5.35%
- La Maison Acadienne Madawaska · 3.9%
- Mountain View Apartments Millinocket · 4.47%
- Persistence Newburgh · 3.45%
- Pinewood Manor Ocean Park · 3.05%
- Shadagee Senior Housing Phillips · 5.25%
- Stella Maris House Rockland · 6.05%
- William Wood Apartments Rockland · 4.47%
- Rumford Island Rumford · 6.35%
- Benjamin River Deer Run Apartments Sedgwick · 3.45%
- Cummings Mill South Berwick · 6.75%
- Cummings Mill South Berwick · 2.85%
- Seton Village Waterville · 4.02%
- Larrabee Heights Apartments Westbrook · 2.85%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.