September 2026 HUD file
HUD-insured apartment loans in Maryland
489 properties with 69,618 units carry FHA-insured mortgages in Maryland, with $7.3 billion still owed. The median note rate is 3.75%, and 283 of them are below 4%.
489insured loans
3.75%median note rate
$7.3 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 119 |
|---|---|
| 221(d)(4) construction or substantial rehab | 127 |
| 223(a)(7) refinance | 86 |
| HFA risk-sharing | 142 |
| 241(a) supplemental | 2 |
| Older and other programs | 13 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| 900 Thayer Apts | Silver Spring | 124 | 1.869% | $14.3 million | 2060 |
| The Lake Apartments of Wildewood Phase II | California | 136 | 2.15% | $15.4 million | 2055 |
| Westside Shady Grove Apartments | Rockville | 268 | 2.2% | $99.3 million | 2064 |
| Courthouse Square Apartments | Towson | 526 | 2.2% | $44.1 million | 2054 |
| Burnt Mills Crossing | Silver Spring | 136 | 2.22% | $12.8 million | 2055 |
| Friendship Arms Apartments | Hyattsville | 151 | 2.25% | $16.9 million | 2056 |
| Cedar Court Apartments | Gaithersburg | 79 | 2.26% | $9.5 million | 2056 |
| Victoria Park at North East | North East | 50 | 2.28% | $3.9 million | 2056 |
| Sierra Woods | Columbia | 160 | 2.283% | $9.3 million | 2056 |
| Princess Anne Townhomes | Princess Anne | 120 | 2.29% | $12.1 million | 2062 |
| Residences of Summerlin | Aberdeen | 192 | 2.3% | $26.0 million | 2056 |
| Tabco Towers | Towson | 200 | 2.3% | $22.1 million | 2060 |
| Monument Village at Collage Park | College Park | 235 | 2.31% | $47.9 million | 2055 |
| Rebecca Elderly Citizens Apartments | Kensington | 102 | 2.31% | $14.4 million | 2057 |
| Adams Crossing I | Waldorf | 192 | 2.32% | $20.7 million | 2061 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Mt Pleasant Village Apts | Baltimore City | 212 | 6.2% | $195,875 | 2027 |
| National Park Seminary | Silver Spring | 66 | 6.58% | $2.7 million | 2027 |
| Pond Ridge | Kensington | 116 | 6.3% | $563,335 | 2028 |
| The Willows | Gaithersburg | 195 | 5.2% | $1.0 million | 2028 |
| Stonecroft Apartments | Hagerstown | 108 | 5.9% | $506,574 | 2030 |
| Manchester Manor | Silver Spring | 53 | 5.2% | $538,618 | 2030 |
| Ring House | Rockville | 248 | 6.1% | $4.8 million | 2030 |
| Park View at Bladensburg | Bladensburg | 102 | 5.514% | $2.6 million | 2030 |
By city
- Baltimore 100
- Silver Spring 33
- Frederick 29
- Salisbury 14
- Gaithersburg 10
- Columbia 9
- Elkridge 9
- Aberdeen 8
- Bethesda 8
- Rockville 8
- Waldorf 8
- Annapolis 7
- Dundalk 7
- Hagerstown 7
- Elkton 6
- Lexington Park 6
- Pasadena 6
- Suitland 6
- Takoma Park 6
- Cambridge 5
- Edgewood 5
- Laurel 5
- Towson 5
- Abingdon 4
- Capitol Heights 4
- Chestertown 4
- Ellicott City 4
- Hanover 4
- Hyattsville 4
- Kensington 4
- North East 4
- Owings Mills 4
- Princess Anne 4
Everywhere else in Maryland
- Oakland Hill Arnold · 3.38%
- Canton Overlook Baltimore City · 5.14%
- Mt Pleasant Village Apts Baltimore City · 6.2%
- Renaissance Row Baltimore City · 3.54%
- Homes at Fountain Green Bel Air · 3.58%
- James Run Apartments Bel Air · 5.64%
- Mallard Ridge Apartments Berlin · 4.42%
- Bladensburg Commons Bladensburg · 4.1%
- Hamlet Woods Bladensburg · 5.84%
- Park View at Bladensburg Bladensburg · 5.514%
- Bowie Commons Bowie · 5.1%
- Oakcrest Apts Bowie · 2.6%
- The Willows Apts Bowie · 2.5%
- Patapsco Place Apts Brooklyn Park · 3.75%
- The Greens at Hammonds Lane Brooklyn Park · 5.76%
- The Lake Apartments of Wildewood Phase II California · 2.15%
- The Luke Apts of Wildewood Phase I California · 3.15%
- The Meadows of Cambridge III Cambridge Road · 2.85%
- Addison Park Capital Heights · 5.23%
- The Greens at Rolling Rd Catonsville · 2.465%
- Chevy Chase Lake Multifamily Chevy Chase · 5.25%
- Willow Manor at Cabin Branch Clarksburg · 4.3%
- Branchwood Towers Clinton · 3.3%
- Clinton Manor Apartments Clinton · 2.65%
- Woodyard Station Senior Apartments Clinton · 3.07%
- Warren Place Senior Apartments Cockeysville · 2.91%
- Monument Village at Collage Park College Park · 2.31%
- Spellman House College Park · 2.55%
- Jfk Apartments Cumberland · 5.38%
- Old Towne Manor Apartments Cumberland · 3.95%
- River Bend Court Cumberland · 3.54%
- Damascus Gardens Damascus · 3.48%
- Greenhills Apts Damascus · 4.1%
- Woodfield Commons Damascus · 3.67%
- Shady Grove Apartments Derwood · 2.773%
- The Residences at Woodland Springs District Heights · 4%
- Woodland Springs District Heights · 4.5%
- Chatham Village Apts Easton · 3.55%
- Doverbrook Apartments Easton · 6.9%
- Mullberry Hills Apartments Easton · 4.27%
- Snowden Creek Eldersburg · 3.17%
- Essex Cooperative Apartments Essex · 5.25%
- Bensons Corner Apartments Fallston · 3.36%
- Federalsburg Square Federalsburg · 4.5%
- Laurel Grove Acres I Federalsburg · 5.31%
- Rock Spring Station Forest Hill · 3.23%
- Penn Mar Apartments Forestville · 4.25%
- Henson Creek Manor Apartments Fort Washington · 3.25%
- Frostburg Heights Apartments Frostburg · 3.07%
- Little Patuxent Gambrills · 5.33%
- Monarch at Waugh Chapel Gambrills · 3.05%
- Stewartown Homes Gathersburg · 2.577%
- Churchill Senior Living Phase I Germantown · 3.45%
- Churchill Senior Living Phase II Germantown · 4%
- Millstone at Kingsview Germantown · 2.34%
- Heritage Homes Glen Burnie · 5.48%
- Len Forest Senior Apartment Homes Glen Burnie · 4.26%
- Twin Coves Apartments Glen Burnie · 2.34%
- Glen Reed Apts Glenarden · 4.55%
- Glenarden Woods Apts Glenarden · 4.55%
- Woodlands at Reid Temple Glenn Dale · 3.9%
- Admiral's Landing 4 Great Mills · 4.08%
- Admiral's Landing 9 Great Mills · 4.08%
- Park View at Woodlawn Gwynn Oak · 3.54%
- Lansdowne Apartments Halethorpe · 3.78%
- The Greens at English Consul Halethorpe · 2.98%
- Ivy Hills Townhomes and Apartments Havre De Grace · 3.8%
- St. John's Tower Havre De Grace · 3.99%
- Parkway Apts Hillcrest Heights · 3.85%
- Mission Place Jessup · 3.21%
- La Plata Manor La Plata · 4.55%
- Glenmore Apartments Landover · 3.65%
- Summer Ridge Aka Belle Haven Apartments Landover · 3.19%
- The Ivy Club Landover · 3.16%
- Coursey Station Landowne · 6%
- The Remy Phase II Lanham · 3.5%
- Vistas at Lake Largo Apartments Largo · 2.65%
- Cedar Lane I & II Leonardtown · 6.37%
- New Towne Village Leonardtown · 5.14%
- Southern Pines II Lusby · 4.6%
- Greenside Apartments Maugansville · 6.08%
- Greenside Senior Apartments Maugansville · 5.31%
- Arbors at Baltimore Crossroads Middle River · 2.99%
- Park View at Miramar Landing Middle River · 5.72%
- The Berkleigh Middle River · 2.78%
- Bauer Park Apartments LP Montgomery · 3.25%
- Cider Mill Apts Montgomery Village · 3.453%
- Rainer Manor Phase II Mount Rainier · 4.25%
- Rainier Manor Apartments Mount Rainier · 4.55%
- Queens Manor Gardens Apartments Mt Rainier · 2.49%
- Strathmore Court at White Flint North Bethesda · 5.64%
- Timberlawn Crescent-Pomander Court Apts North Bethesda · 3.831%
- Park View at Fullerton Nottingham · 4.05%
- Berger Square Odenton · 3.29%
- Village at Odenton Station Odenton · 3.05%
- Doncaster Village Apartments Parkville · 2.47%
- Park View at Taylor Parkville · 3.53%
- Chapel Springs Senior Apartments Perry Hall · 3.9%
- Help Perry Point Veterans Village Perry Point · 4.23%
- Help Perry Point Veterans Village Phase II Perryville · 5.965%
- Perry Villa Perryville · 3.75%
- Richmond Hill Pointe Perryville · 5.21%
- St. Charles House Pikesville · 5.55%
- The Harry and Jeanette Weinberg House Pikesville · 6.16%
- Victoria Estates Pocomoke · 4.6%
- Victory Terrace Potomac · 2.32%
- Calvert Hills East Prince Frederick · 3.46%
- Silverwood Farm Apartments Prince Frederick · 4.55%
- Slippery Hill Senior Queenstown · 5.47%
- Park View at Randallstown Randallstown · 4.55%
- Pikeswood Park Apartments Randallstown · 4.4%
- The Greens at Liberty Road Randallstown · 2.5%
- Salony House Reisterstown · 3.13%
- Sunset Hargraves Apartments Ridgley · 5.59%
- Fairview Apartments Rising Sun · 3.32%
- Brittany Bay Rock Hall · 5.23%
- Rockhall Apartments Rock Hall · 6.74%
- Franklin Square Rosedale · 3.32%
- Park View at Rosedale Rosedale · 4.55%
- Homes on Quaker Lane Sandy Spring · 4.55%
- Eastern Avenue Apartments Seat Pleasant · 2.76%
- Pleasant Homes Seat Pleasant · 2.91%
- Meade Village Severn · 3.9%
- The Residences at Sandy Farms Severn · 5.48%
- Park View at Severna Park Severna Park · 2.6%
- Headen House Apartments St Charles · 4.28%
- Hmde Villages St Michaels · 3.55%
- Riverwoods at St. Michaels St Michaels · 5.75%
- Harbour Manor Apts Temple Hills · 4.2%
- Padonia Village Apartments Timonium · 5.79%
- St. Elizabeth Hall Timonium · 2.64%
- Largo Center Apartments Upper Marlboro · 2.99%
- Largo Landing Fellowship Upper Marlboro · 3.62%
- Marwood Senior Apartments Upper Marlboro · 4.38%
- Locust House Apartments Westminster · 3.76%
- Tremont Place Westminster · 3.06%
- Brookside Glen Apartments Wheaton · 4.65%
- Pembridge Square Apts Wheaton · 3.89%
- Wheaton Kiss and Ride Apartments Wheaton · 4.672%
- Springfield Farms Apartments Williamsport · 3.6%
- Oakview Apts Windsor Mill · 3.08%
- Hamlet West Apts Woodlawn · 3.19%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
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