HUD-insured apartment loans in Royal Oak, MI
4 properties in Royal Oak with 595 units have FHA-insured mortgages, owing $46.7 million in all. The median note rate is 2.62%; the lowest is 2.25% at Royal Oak & Clawson Townhomes.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Royal Oak & Clawson Townhomes | 50 | 2.25% | $3.2 million | 2050 |
| Barton Towers | 211 | 2.55% | $6.1 million | 2042 |
| Arlington Townhomes & Apts | 148 | 2.69% | $5.0 million | 2057 |
| Midtown Pointe Apts | 186 | 3.5% | $32.4 million | 2060 |
Most-active servicers here: Northpoint Capital LLC (2), Berkadia Commercial Mortgage L (1), Arbor Agency Lending, LLC (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Royal Oak?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.