HUD-insured apartment loans in Duluth, MN
16 properties in Duluth with 1,547 units have FHA-insured mortgages, owing $153.5 million in all. The median note rate is 3.24%; the lowest is 2.22% at Capstone Apartments.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Capstone Apartments | 81 | 2.22% | $12.6 million | 2056 |
| Realife Cooperative of Duluth | 35 | 2.39% | $4.5 million | 2060 |
| The Crest at Lakeshore | 98 | 2.4% | $14.5 million | 2055 |
| Summit Ridge II | 73 | 2.54% | $4.4 million | 2047 |
| King Manor & Tri Towers | 387 | 2.78% | $6.9 million | 2057 |
| District at Miller Hill | 72 | 3.03% | $9.8 million | 2058 |
| Summit Ridge Luxury Apartments | 69 | 3.1% | $4.4 million | 2045 |
| Village of Matterhorn | 96 | 3.19% | $2.6 million | 2051 |
| Heritage Apts | 61 | 3.29% | $4.8 million | 2053 |
| Zenith | 122 | 3.49% | $25.5 million | 2064 |
| Vue at Bluestone | 194 | 3.7% | $44.8 million | 2061 |
| Lakeland Shores Apartments | 46 | 3.8% | $1.6 million | 2054 |
| Gramercy Park Coop of Duluth | 74 | 3.81% | $4.9 million | 2052 |
| Redruth Valley Apartments | 18 | 3.9% | $905,927 | 2051 |
| Windwood Townhomes | 70 | 4% | $650,553 | 2054 |
| Zvago Cooperative at Lake Superior | 51 | 4% | $10.6 million | 2060 |
Most-active servicers here: Jll Real Estate Capital, LLC (5), Colliers Mortgage LLC (5), Bellwether Enterprise Real Est (2).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Duluth?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.