September 2026 HUD file

HUD-insured apartment loans in Mississippi

111 properties with 10,924 units carry FHA-insured mortgages in Mississippi, with $521.0 million still owed. The median note rate is 4.19%, and 54 of them are below 4%.

111insured loans
4.19%median note rate
$521.0 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance46
221(d)(4) construction or substantial rehab17
223(a)(7) refinance47
241(a) supplemental1

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Mississippi, at least 10 years to maturity
Property City Units Rate Balance Matures
Breckenridge Park Apartments Hattiesburg 336 2.22% $19.1 million 2056
Bienville Apartments Vicksburg 60 2.24% $4.1 million 2056
Peppertree Apartments Hattiesburg 103 2.24% $3.1 million 2056
The Waverly Apartments Columbus 152 2.28% $9.2 million 2061
The Lofts at First National Vicksburg 55 2.4% $8.7 million 2056
Polly Beverly Apartments Fayette 60 2.4% $2.0 million 2057
Hill Manor Apartments Hernando 44 2.42% $2.5 million 2057
The Mark Greenville 136 2.45% $7.2 million 2056
Oak Grove Place Hattiesburg 133 2.45% $5.5 million 2055
Pines on the Bay Biloxi 104 2.5% $2.9 million 2048
The Park Residences at Bienville Vicksburg 132 2.51% $12.4 million 2057
Weatherstone Apartments Horn Lake 81 2.53% $7.5 million 2056
Hollyview Place Holly Springs 21 2.55% $525,565 2042
Notre Dame De La Mer Apartments Bay Saint Louis 60 2.57% $2.4 million 2043
Gabriel Manor Apartments Biloxi 52 2.57% $2.1 million 2043

Filter every state in the assumable-loan finder

Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

Mississippi HUD loans maturing by 2031
Property City Units Rate Balance Matures
Lakeview Manor Apartments Jackson 100 5.89% $348,717 2029

By city

Everywhere else in Mississippi

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

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