September 2026 HUD file

HUD-insured apartment loans in Missouri

234 properties with 28,914 units carry FHA-insured mortgages in Missouri, with $2.5 billion still owed. The median note rate is 3.405%, and 145 of them are below 4%.

234insured loans
3.405%median note rate
$2.5 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance95
221(d)(4) construction or substantial rehab43
223(a)(7) refinance63
HFA risk-sharing28
241(a) supplemental1
Older and other programs4

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Missouri, at least 10 years to maturity
Property City Units Rate Balance Matures
Opportunities Pavilion Kansas City 81 2.12% $2.8 million 2054
South Summit Apartments St Louis 220 2.19% $15.4 million 2056
Crooked Creek II Kansas City 112 2.2% $4.3 million 2047
Covington Place Apartments St Louis 400 2.22% $20.3 million 2056
Remington Apartments St Charles 472 2.24% $43.5 million 2056
Argyle Apartments Kansas City 117 2.25% $14.4 million 2061
Blue Rock Apartment & Eagle Rock Apartments Kansas City 82 2.28% $7.4 million 2056
Bennington Ridge Apartments Kansas City 288 2.29% $19.2 million 2055
Jvl #16 St Louis 78 2.29% $6.5 million 2056
Scenic Station Apartments Springfield 96 2.31% $4.5 million 2048
Bennington Park Townhomes Kansas City 164 2.32% $18.9 million 2055
Woods Chapel Lodge Blue Springs 56 2.32% $2.8 million 2056
Parker Square Apartments Kansas City 204 2.33% $17.3 million 2057
Vine Street Lofts Kansas City 62 2.34% $3.2 million 2056
Lakeview Crossing Townhomes Blue Springs 123 2.35% $17.8 million 2056

Filter every state in the assumable-loan finder

Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

Missouri HUD loans maturing by 2031
Property City Units Rate Balance Matures
Village East Towers St Joseph 108 6.357% $2.5 million 2027
Taven Apts Caruthersville 76 8% $115,088 2028
Cedar Valley Apartments De Soto 88 6% $307,543 2029
Highland Meadows Carthage 44 6.33% $221,612 2030
Country Club Village I Springfield 70 6.33% $379,009 2031

By city

Everywhere else in Missouri

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

Own or buying in this state?

Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.

Send a loan