September 2026 HUD file
HUD-insured apartment loans in New Jersey
161 properties with 27,580 units carry FHA-insured mortgages in New Jersey, with $3.0 billion still owed. The median note rate is 3.75%, and 86 of them are below 4%.
By program
| 223(f) purchase or refinance | 106 |
|---|---|
| 221(d)(4) construction or substantial rehab | 21 |
| 223(a)(7) refinance | 8 |
| HFA risk-sharing | 22 |
| 241(a) supplemental | 2 |
| Older and other programs | 2 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Summit Plaza | Jersey City | 483 | 2.08% | $107.2 million | 2056 |
| Excel on the Hudson Aka Overlook Terrace North | West New York | 302 | 2.17% | $17.3 million | 2056 |
| Maplewood Senior Citizen Residence | Maplewood | 114 | 2.2% | $16.9 million | 2056 |
| Ridgecrest Senior Housing | Ridgewood | 130 | 2.25% | $11.2 million | 2056 |
| Cedar Grove Senior Citizens Housing | Cedar Grove | 149 | 2.27% | $21.0 million | 2056 |
| Laurel Green Apartments | Mt Laurel | 298 | 2.36% | $51.7 million | 2057 |
| The Pines | Lindenwold | 411 | 2.36% | $28.1 million | 2057 |
| Oceanpointe Towers | Long Branch | 151 | 2.37% | $21.9 million | 2055 |
| The Enclave at Winslow | Sicklerville | 105 | 2.37% | $20.7 million | 2056 |
| Overlook Terrace South Apartments | West New York | 300 | 2.39% | $17.9 million | 2054 |
| Clock Tower Apartments | Hoboken | 174 | 2.4% | $29.2 million | 2057 |
| Parkview Towers | West New York | 688 | 2.42% | $123.8 million | 2055 |
| Warren J Lockwood Village | Roselle | 308 | 2.42% | $11.7 million | 2056 |
| Camelot at Edison | Edison | 220 | 2.43% | $48.7 million | 2056 |
| 255 Tuscan | Maplewood | 30 | 2.43% | $6.8 million | 2056 |
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Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Governor Paterson Towers II (north) | Paterson | 201 | 3.5% | $195,963 | 2027 |
| Presidential Plaza at Newport - Section I | Jersey City | 608 | 6.99% | $8.6 million | 2028 |
| John P. Renna House | West Orange | 183 | 3.44% | $636,152 | 2029 |
| Presidential Plaza at Newport Section II | Jersey City | 896 | 6.99% | $14.7 million | 2029 |
| Doddtown Plaza | East Orange | 61 | 4.77% | $4.5 million | 2031 |
By city
- Newark 23
- Jersey City 16
- Trenton 8
- Camden 7
- East Orange 6
- Paterson 5
- Roselle 5
- Atlantic City 4
- Passaic 4
- West New York 4
Everywhere else in New Jersey
- Felicity Tower Bloomfield · 3.46%
- The Monastery Bordentown · 7.19%
- Amity Heights Apartments Bridgeton · 3.03%
- Centerbridge I Apartments Bridgewater · 3%
- Browns Woods Apartments Browns Mills · 2.69%
- Butler Senior Community Butler · 2.72%
- Cedar Grove Senior Citizens Housing Cedar Grove · 2.27%
- Dubin Senior Housing Cherry Hill · 5.7%
- Village Apts of Cherry Hill Cherry Hill · 3.69%
- Brookside Manor Clark · 5.42%
- Evergreen Manor Clifton · 4.36%
- Oak Creek Village East Brunswick · 2.53%
- Camelot at Edison Edison · 2.43%
- Robert E. Holmes Gardens Edison · 6.35%
- Alexian Manor Elizabeth · 5.55%
- Westmoor Gardens Englewood · 2.5%
- Malcolm Towers Fort Lee · 2.92%
- Hollybush Gardens Glassboro · 5.523%
- Msaa Manor Glassboro · 3.95%
- Whitney Crescent Glassboro · 6%
- Hillsdale House Hillsdale · 4.27%
- Clock Tower Apartments Hoboken · 2.4%
- Columbian Towers Hoboken · 5.33%
- Friendship Garden Howell · 2.73%
- The Helio Kearny · 5.45%
- Bethany Manor Keyport · 2.98%
- Chambers Crescent Lakewood · 3.65%
- River Park Village Apartments Landing · 2.65%
- Lawrence Plaza Lawrenceville · 5.87%
- Hollywood Terrace Housing Corp Linden · 2.48%
- Lindenwold Towers Lindenwold · 6.42%
- The Pines Lindenwold · 2.36%
- Park Plaza Apartments Little Egg Harbor · 5.65%
- Oceanpointe Towers Long Branch · 2.37%
- 255 Tuscan Maplewood · 2.43%
- Maplewood Lofts Maplewood · 5.73%
- Maplewood Senior Citizen Residence Maplewood · 2.2%
- Margate Terrace Apartments Margate City · 3.48%
- Main Street Apartments at Marlton Marlton · 2.62%
- Evergreen at Timber Glen Mays Landing · 5.93%
- Autumn Park Apartments Medford · 5.7%
- The View at Middlesex Middlesex · 5.46%
- Cumberland Green Millville · 3.46%
- Union Gardens Montclair · 4.55%
- Camelot West at Marlboro Morganville · 2.54%
- Herritage at Mount Holly II Mount · 5.41%
- Mi-Place at West Rancocas Mount Holly · 2.75%
- Laurel Green Apartments Mt Laurel · 2.36%
- The Pointe at Neptune Neptune · 2.89%
- New Brunswick Apartments New Brunswick · 4.241%
- St Mary's Apts New Brunswick · 3.35%
- Nutley Parkside Apartments Nutley · 4.11%
- Primrose Place Apartments Ocean · 3.98%
- Wesley By the Bay Ocean City · 2.75%
- Penns Grove Apartments Penns Grove · 5.3%
- Mansion Apartments Pine Hill · 3.08%
- Cedarbrook Park Apts Plainfield · 5.65%
- Plainfield Tower West Plainfield · 7.1%
- Point Beach Apartments Point Pleasant Beach · 3.24%
- Elm Court Princeton · 3.28%
- The Element Red Bank · 3.75%
- Ridgefield Park Senior Citizens Housing Ridgefield Park · 3.42%
- Ridgecrest Senior Housing Ridgewood · 2.25%
- Rutherford Senior Manor Rutherford · 5.94%
- The Enclave at Winslow Sicklerville · 2.37%
- Gramercy Townhomes South Bound Brook · 5.4%
- Willett Manor South River · 2.5%
- Woodmere Senior Housing Spotswood · 6.22%
- Winteringham Village Apartments Toms River · 3.58%
- Bella Vista Apartments Union City · 2.58%
- Shalom House Ventnor City · 3.51%
- Verona Senior Citizens Apartments Verona · 2.87%
- Walnut Manor Apartments Vineland · 5.7%
- John P. Renna House West Orange · 3.44%
- Westwood House Westwood · 4.73%
- Lions Center Wildwood · 5.79%
- The Retreat @ 385 Williamstown · 6.2%
- The Avery Phase II and III Willingboro · 2.68%
- Colonial Park Apartments Woodbury · 6.55%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.