HUD-insured apartment loans in Charlotte, NC
42 properties in Charlotte with 7,169 units have FHA-insured mortgages, owing $746.1 million in all. The median note rate is 2.97%; the lowest is 2% at Springbrook Apartments.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| Springbrook Apartments | 198 | 2% | $29.1 million | 2063 |
| Fairmarket Plaza Apartments | 121 | 2.19% | $9.2 million | 2055 |
| The Hub on Harris | 216 | 2.25% | $30.7 million | 2064 |
| Lansdale Crossing Apartments | 55 | 2.29% | $4.3 million | 2056 |
| Catalyst Apartments | 462 | 2.35% | $95.4 million | 2056 |
| Midland Commons | 60 | 2.35% | $2.9 million | 2055 |
| Rivermere Apartments | 192 | 2.5% | $14.6 million | 2057 |
| The Arboretum Apts | 277 | 2.58% | $29.5 million | 2053 |
| Granite Pointe Apartments | 198 | 2.61% | $23.2 million | 2061 |
| Sharon Manor Apartments | 39 | 2.69% | $1.3 million | 2054 |
| Brighton Place Apartments | 49 | 2.74% | $3.9 million | 2057 |
| Pleasant View Apartments | 85 | 2.77% | $2.8 million | 2057 |
| Mgh Portfolio Group Homes | 63 | 2.79% | $1.3 million | 2042 |
| Parker Heights Apartments | 100 | 2.79% | $7.4 million | 2057 |
| Farm Lane Apartments | 120 | 2.8% | $6.8 million | 2055 |
| Abberly Commons | 287 | 2.85% | $45.7 million | 2064 |
| The Lofts at Seigle Point | 190 | 2.88% | $18.6 million | 2055 |
| Gateway at Charlotte Park | 284 | 2.89% | $53.7 million | 2063 |
| Halton Park Apts | 312 | 2.94% | $27.1 million | 2053 |
| Tyvola Centre Apartments | 404 | 2.94% | $22.2 million | 2055 |
| Sycamore at Tyvola | 288 | 2.96% | $34.6 million | 2061 |
| Mayfield Memorial Apartments | 60 | 2.98% | $1.6 million | 2045 |
| Marlowe Place (fka Yards at Arrowood Station) | 245 | 2.99% | $34.0 million | 2062 |
| Montclair Apartments | 40 | 3.1% | $2.5 million | 2054 |
| Albemarle Landing Apartments | 128 | 3.24% | $18.7 million | 2063 |
| Heritage Park Apartments | 151 | 3.24% | $14.5 million | 2061 |
| Cheshire Seversville | 102 | 3.25% | $1.9 million | 2047 |
| The Preserve at Ballantyne Commons | 270 | 3.3% | $36.0 million | 2054 |
| Cha Towers | 337 | 3.34% | $15.2 million | 2052 |
| Mill Pond Apts | 168 | 3.45% | $7.8 million | 2053 |
| Abbington Westside | 46 | 3.46% | $2.3 million | 2061 |
| Southside Homes | 392 | 3.47% | $20.3 million | 2052 |
| Hickory Place Apartments | 30 | 3.85% | $1.1 million | 2046 |
| Ascent at Mallard Creek Apts | 262 | 3.86% | $32.0 million | 2060 |
| Boulevard Phase III | 150 | 4.17% | $5.3 million | 2056 |
| Northlake Apartments | 271 | 4.54% | $37.8 million | 2061 |
| West Tyvola Senior Apartments | 80 | 4.65% | $5.3 million | 2060 |
| West Tyvola Workforce Apartments | 120 | 4.685% | $15.2 million | 2060 |
| The Vandy | 87 | 5.1% | $14.9 million | 2061 |
| Evoke Living at Morris Field | 132 | 5.65% | $14.8 million | 2064 |
| Woodstone Apartments | 50 | 6.25% | $283,485 | 2034 |
| Hillcrest Apartments | 48 | 7% | $265,599 | 2038 |
Most-active servicers here: Berkadia Commercial Mortgage L (13), Lument Real Estate Capital, Ll (5), Merchants Capital Corp. (4).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Charlotte?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.