HUD-insured apartment loans in Kannapolis, NC
6 properties in Kannapolis with 775 units have FHA-insured mortgages, owing $88.3 million in all. The median note rate is 3.325%; the lowest is 2.26% at South Emerson Hills Apartment Homes.
| Property | Units | Rate | Balance | Matures |
|---|---|---|---|---|
| South Emerson Hills Apartment Homes | 198 | 2.26% | $36.6 million | 2065 |
| Argento at Kellswater Bridge (fka Rogers Lake Rd) | 270 | 2.87% | $39.5 million | 2063 |
| Autumn Crest Apartments | 87 | 3.06% | $2.0 million | 2051 |
| Coldwater Ridge Apartments | 60 | 3.59% | $3.2 million | 2057 |
| University Park | 100 | 5.09% | $3.2 million | 2052 |
| Coldwater Ridge Apartments II | 60 | 5.89% | $3.8 million | 2066 |
Most-active servicers here: Merchants Capital Corp. (3), Berkadia Commercial Mortgage L (2), Highland Commercial Mortgage L (1).
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Grouped by the city HUD records for each property.
Buying or refinancing in Kannapolis?
The Janover Capital desk can tell you whether an existing HUD loan can move with the property, and what a new one would size to.