September 2026 HUD file
HUD-insured apartment loans in Ohio
624 properties with 69,508 units carry FHA-insured mortgages in Ohio, with $3.5 billion still owed. The median note rate is 3.555%, and 405 of them are below 4%.
By program
| 223(f) purchase or refinance | 335 |
|---|---|
| 221(d)(4) construction or substantial rehab | 132 |
| 223(a)(7) refinance | 146 |
| HFA risk-sharing | 3 |
| 241(a) supplemental | 3 |
| Older and other programs | 5 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Westway Gardens Apartments | Elyria | 300 | 2.05% | $11.1 million | 2052 |
| The Lakes at Ashton Village | Ashville | 192 | 2.05% | $10.8 million | 2056 |
| Redwood Sylvania Phase I & II | Sylvania | 148 | 2.1% | $19.0 million | 2055 |
| Heights at Knollwood Crossing | Hamilton | 192 | 2.11% | $14.0 million | 2055 |
| Charter Club | London | 80 | 2.15% | $4.9 million | 2056 |
| Sheffield Manor | London | 56 | 2.15% | $3.1 million | 2056 |
| Brower Commons | Lima | 90 | 2.17% | $3.1 million | 2056 |
| Mcpherson Woods | Mansfield | 50 | 2.17% | $1.9 million | 2055 |
| Gables West | Hilliard | 184 | 2.18% | $17.3 million | 2056 |
| Riverside Commons | Dayton | 120 | 2.19% | $3.5 million | 2056 |
| Riverview Tower | Cleveland | 506 | 2.21% | $15.5 million | 2056 |
| West Boulevard | Cleveland | 118 | 2.21% | $4.4 million | 2056 |
| Excelsior at Crocker Park | Westlake | 58 | 2.23% | $8.2 million | 2055 |
| New Village Homes | Columbus | 100 | 2.23% | $8.0 million | 2056 |
| Redwood Marysville (milford Crossing) P2 | Marysville | 53 | 2.23% | $7.7 million | 2056 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Hope Manor | Toledo | 101 | 3.39% | $216,086 | 2028 |
| Williamsburgh Square | Celina | 71 | 3.25% | $149,490 | 2029 |
| Mapleview Apartments | Eaton | 19 | 9.5% | $44,060 | 2029 |
| Knollwood Commons Apts | Union City | 30 | 9% | $57,983 | 2030 |
| Lake Grant-Deerfield Apts | Mount Orab | 47 | 4.95% | $141,281 | 2031 |
| Darby Hills Apt | Cincinnati | 44 | 6.01% | $216,032 | 2031 |
| Cedar Woods Apartments | Hillsboro | 94 | 3.83% | $233,040 | 2031 |
By city
- Cleveland 63
- Cincinnati 55
- Columbus 51
- Toledo 32
- Akron 21
- Dayton 14
- Cuyahoga Falls 9
- Canton 8
- Elyria 8
- Lima 8
- Dublin 7
- Lorain 7
- Newark 7
- Canal Winchester 6
- Delaware 6
- Grove City 6
- Hamilton 6
- Marysville 6
- Medina 6
- Reynoldsburg 6
- Brunswick 5
- East Cleveland 5
- Lancaster 5
- Perrysburg 5
- Youngstown 5
- Zanesville 5
- Beavercreek 4
- Mansfield 4
- Marion 4
- Middletown 4
- Warren 4
Everywhere else in Ohio
- Alliance Towers Alliance · 7.6%
- Nantucket Circle Apartments Alliance · 2.25%
- Newsom Tower Apartments Alliance · 3.75%
- Good Samaritan Manor Arlington · 3.32%
- Good Shepherd Villa Ashland · 3.42%
- Gran Signora Manor Ashtabula · 4.8%
- Harbor Ridge Apartments Ashtabula · 3.89%
- Veterans Villa Ashtabula · 4.97%
- The Lakes at Ashton Village Ashville · 2.05%
- Athens-Fairfield Ltd Athens · 3.95%
- Grande Vista Village Athens · 4.5%
- Joseph Knight Towers Austintown · 5.5%
- Redwood Avon Lake (hamshipe Highlands)-Phase II Avon Lake · 6.72%
- Walnut Creek Village Baltimore · 3.65%
- Batavia Village Apartments Batavia · 3.32%
- Redwood Union Township (savannah Ridge) Batavia · 2.44%
- Knickerbocker Apartments Bay Village · 4.64%
- South Haven Woods Bedford · 2.95%
- Bellefontaine Manor Bellefontaine · 6.75%
- Heritage Court Phase I & II Bellefontaine · 2.41%
- Luther Community Bellefontaine · 3%
- Laurel Estates Belpre · 5.25%
- Putnam Howe Village Belpre · 3.18%
- Quarrytown Tower Berea · 2.72%
- Chestnut Grove Blacklick · 4.07%
- Friendship Acres Blanchester · 2.32%
- Vance Street Housing Blufton · 6.25%
- American Foundation for Afford Bowling Green · 3.8%
- Amherst Village Bowling Green · 4.25%
- Cedar Park Bowling Green · 4.45%
- Multi Countries Apartments Bridgeport · 6.25%
- Stone House Place Bridgeport · 3.35%
- Terraces at Northridge Brooklyn · 2.4%
- Cambridge Commons Cambridge · 3.75%
- Cambridge Heights Cambridge · 6.5%
- Camden Way II Apts Camden · 5.65%
- Bri Housing for Elderly Campbell · 6.25%
- Carroll Court Carrollton · 5.64%
- Williamsburgh Square Celina · 3.25%
- Parkview Place Centerville · 5.3%
- Southern Montgomery County Apartments Centerville · 2.85%
- Hopeton Village Chillicothe · 3.2%
- Pickaway Terrace Circleville · 3.81%
- Kensington Place Apartments Cleveland Heights · 2.45%
- Harmony Village Columbiana · 6%
- Conneaut Manor Apartments Conneaut · 3.59%
- Highland Place Conneaut · 6.25%
- Redwood Copley (ridgewood Rd Oh P1) Copley · 4.28%
- Orchards I & II Aka Chestnut Coshocton · 3.6%
- Portage Lakes Kiwanis Towers Coventry · 3.4%
- Greenville Village Covington · 3.38%
- Clinton Circle Defiance · 2.37%
- Island Parkway Manor Defiance · 3%
- Seton Square Dover I & II Dover · 4.14%
- Heights Manor East Liverpool · 3.05%
- Mapleview Apartments Eaton · 9.5%
- Village South Apartments Eaton · 2.88%
- Englewood Square Englewood · 3.5%
- Euclid Hill Villa Euclid · 2.89%
- Charter Woods Apartments Fairborn · 3.25%
- Redwood Fairborn Commerce Center Blvd (oh P1) Ph 1 Fairborn · 2.6%
- Redwood Fairborn Commerce Center Blvd(oh P1) Phase III Fairborn · 5.24%
- Willowood Manor Fairview Park · 4.5%
- Findlay Commons Findlay · 2.29%
- Findlay Green Findlay · 6.95%
- Hunters Edge Findlay · 3%
- Fostoria Green Fostoria · 4.95%
- Franklin Court Franklin · 3.45%
- Arbors of Gahanna Gahanna · 2.67%
- Stygler Village Gahanna · 3.95%
- Lehnert Green Galloway · 2.65%
- Woodridge Apartments Galloway · 2.66%
- Forest Glade Apartments Georgetown · 3.75%
- Luther Meadow Gibsonburg · 3.12%
- Greenfield Meadows Greenfield · 5.12%
- Bill Mitchell Village Heath · 3.24%
- Shaker Place Apts Highland Hills · 5.4%
- Gables West Hilliard · 2.18%
- Willow Bend Hilliard · 2.9%
- Cedar Woods Apartments Hillsboro · 3.83%
- Village Park Apartments Huber Heights · 4.63%
- Sherman Thompson Towers Ironton · 3.38%
- Holly Hills Apartments Jackson · 3.95%
- Jeffersonville Green II Jeffersonville · 4.35%
- Chimes Terrace Johnstown · 2.7%
- Redwood Johnstown (greens at Kyber Run) Johnstown · 6.07%
- Cedar Meadows Kent · 4.83%
- Cherry Estates Kent · 3.62%
- Redwood Kent (prescott Pike) Phase III Kent · 2.41%
- Hardin Crest Kenton · 6.45%
- Kenton Village Apts Kenton · 3.08%
- Seton Kenton Kenton · 4.14%
- The Terraces Apartments Kettering · 2.25%
- Colonial Club Apartments Lakewood · 3.3%
- Fedor Manor Lakewood · 4.25%
- Westerly III Apartments Lakewood · 4.05%
- 42 Flats Lebanon · 5.07%
- Redwood Lebanon Apartments Lebanon · 2.38%
- Manorview Apartments Lewisburg · 3.95%
- Charter Club London · 2.15%
- Sheffield Manor London · 2.15%
- Redwood Louisville Louisville · 2.45%
- Lakeside Villas Apartments Madison · 2.5%
- Maineville Elderly Maineville · 3.87%
- Colonial Village Marietta · 5.35%
- Jaycee Estates Marietta · 6.4%
- Deerfield Commons Mason · 3.65%
- Riverview Apartments Massillon · 3.8%
- Yorkview Apartments Massillon · 3.28%
- Teamsters Residences Maumee · 4.53%
- Villa Serena Mayfield Heights · 2.6%
- Miamisburg Central Apts Miamisburg · 3.38%
- Oakwood Apartments Milford · 2.55%
- Timber Creek Milford · 3.64%
- Indian Village Apartments Mingo Junction · 2.3%
- Trails at Montville Montville · 3.5%
- Lake Grant-Deerfield Apts Mount Orab · 4.95%
- Meadowview Village Mount Sterling · 2.72%
- Wasmveer Apartments Mount Vernon · 5.37%
- Hype Park West Mt Orab · 3.75%
- Beech Tree Apartments Mt Vernon · 6.5%
- Hillside Apartments Mt Vernon · 3.25%
- Jj Ashburn Plaza Mt Vernon · 4.84%
- Riverview Terrace Napoleon · 3%
- The Links Ltd. An Oh. Ltd. Parntn Nashport · 4.35%
- Redwood Maumee (monclova) Naumee · 4.64%
- Arethusa Springs New Lexington · 3.9%
- Newton Manor Apts Newton Falls · 5.75%
- Royal Mall Apartments Niles · 2.25%
- Westhaven Apartments North Baltimore · 3.65%
- Redwood N. Canton (plain Twp Mt Pleasant) Phase I North Canton · 5.98%
- Redwood N. Canton Plain Twp Pii North Canton · 5.19%
- Lakes of Ridgecrest Phase IV North Ridgeville · 3.32%
- Redwood North Ridgeville Bagley Road Phases 1 2 3 North Ridgeville · 5.99%
- Shadow Creek North Royalton · 4.15%
- Luther Oaks Norwalk · 6.22%
- Redwood Norwalk Norwalk · 2.83%
- Heritage Hills Apartments Norwood · 4.375%
- Redwood (arbors of Olmsted) Olmsted Township · 3.03%
- Bay Pointe Apts Oregon · 3.1%
- Fountain Square Apts of Oregon Oregon · 2.64%
- Luther Hills Oregon · 3.5%
- Redwood Orrville Orrville · 2.5%
- Argonne Arms Painesville · 4.05%
- Chevybrook Estates Parma · 3%
- Pine Tree Vistas Parma · 4.48%
- Pine Tree Vistas Parma · 4.02%
- Educator Apartments Parma Heights · 3.95%
- Pickerington Run Pickerington · 3%
- Pickfair Square Pickerington · 5.27%
- Redwood Pickerington (waterstone Land Pickerington · 3.19%
- Roosevelt Manor Apts Piqua · 7.5%
- Sunset Square Piqua · 6.75%
- Pleasant Valley Colony Plain City · 6.25%
- Pleasant View Apartments Pleasantville · 3.95%
- Pomeroy Cliffs Apartments Pomeroy · 6.5%
- The Maples Pomeroy · 3.7%
- Lakeview Estates Port Clinton · 5.45%
- Riverview Retirement Center Portsmouth · 3.19%
- Greensview Apartments Powell · 3.95%
- Ravenna Housing for the Elderl Ravenna · 6.25%
- Terrill Commons Ravenna · 7.5%
- Charles Crest I Rossford · 2.34%
- Salem Acres Salem · 2.29%
- Bogart Landing Sandusky · 2.75%
- Harborview Apartments Sandusky · 4.57%
- Statesman II Apartments Shaker Heights · 4.25%
- Somerset Lane Apartments Somerset · 4.25%
- Charleston Court South Charleston · 3.95%
- Cooper Crossing Aka Lawrence Crossing South Point · 2.29%
- Springboro Sherman Springboro · 6.75%
- Merchant Apartments Springdale · 5.58%
- Merchant Townhomes Springdale · 5.58%
- Brentwood Square I II and III Springfield · 3.2%
- Crossgates Apt Springfield · 4.5%
- Ronez Manor Apartments Springfield · 4.03%
- Kontogiannis Terrace St Clairsville · 4.05%
- Bridgewater Park Apartments Stow · 4.2%
- Heron Springs Apartments Stow · 2.65%
- Franklin Terrace Strasburg · 5.64%
- Settler's Landing Apartments Streetsboro · 3.81%
- Streetsboro Family Homes Streetsboro · 3.22%
- Streetsboro Green Apts Streetsboro · 4.4%
- Hunter's Hollow Apartments Strongsville · 3.82%
- Redwood Sugarcreek Twp (white Oaks) Sugarcreek Township · 2.48%
- Redwood Sylvania Phase I & II Sylvania · 2.1%
- Redwood Sylvania Phase Ill Sylvania · 2.4%
- Sylvan Lakes Apartments Sylvania · 2.59%
- Plains Plaza Evergreen The Plains · 4.4%
- Helburn Meadows Tiffin · 5.17%
- Kiwanis Manor Apartments Tiffin · 4.5%
- Willow Creek Apartments Tiffin · 3.89%
- Redwood Tipp City (the Harrison) Tipp City · 2.58%
- Riverside Manor Apartments Toronto · 3.15%
- Whispering Hills Toronto · 6.25%
- M.l. Gabriel Commons Trotwood · 3.7%
- Garden Manor Troy · 3.5%
- Staunton Commons Troy · 3.95%
- Twinsburg Apartments Twinsburg · 3.75%
- Jaycee Villa Uhrichsville · 3.5%
- Jaycee Village Apartments Uhrichsville · 6.5%
- Knollwood Commons Apts Union City · 9%
- Redwood Green (emerald Ridge) Phase I Uniontown · 2.98%
- Stone Bridge Apartments Uniontown · 2.95%
- Highland Village Upper Sandusky · 2.3%
- Riddlehaven Apartments Upper Sandusky · 3.58%
- Gwynne Village Apartments Urbana · 3.47%
- Messiah Community Urbana · 3.81%
- Rotary Manor Inc Urbana · 6.5%
- Redwood Valley City Valley City · 3.25%
- Homestead Village Van Wert · 4.25%
- Redwood Vermilion Vermilion · 3.09%
- Birchwood Garden Apartments Versailles · 7.95%
- Normandy Ridge Wapakoneta · 2.33%
- Wapakoneta Village Apartments Wapakoneta · 3.45%
- Shaker Park Gardens Warrensville Heights · 3%
- Hattie Jackson Commons Washington Court House · 4.86%
- Colony at Waterville Waterville · 2.39%
- Seton Square Wellston Wellston · 4.14%
- West Alex Village West Alexandria · 4.48%
- Canterbury Court West Carrollton · 4.54%
- Moraine Village West Milton · 4%
- Eddys Apartments West Union · 4.38%
- Glendale Apartments West Union · 4.38%
- Harris Askins House Apartments Westerville · 3.65%
- The Cove at Cooper Lakes Westerville · 2.3%
- Turtle Parc Apartments Westerville · 3.93%
- Excelsior at Crocker Park Westlake · 2.23%
- Ovation at Crocker Park Westlake · 2.55%
- The Residences at Crocker Park Westlake · 2.35%
- Breckenridge Village Willoughby · 2.58%
- Pine Ridge A-E Willoughby Hills · 3.43%
- Pine Ridge Building G & H Willoughby Hills · 2.9%
- Pine Ridge F Willoughby Hills · 3.43%
- Wilmington Green Wilmington · 4.25%
- Wilmington Green II Wilmington · 7%
- Ridgewood Place Apartments Wintersville · 3.89%
- Redwood Wooster (milltown Villa) II Wooster · 2.93%
- Secrest Village Wooster · 3.19%
- Wooster Lofts Wooster · 3.92%
- John Sale Manor Xenia · 3.06%
- Walter G Sellers Senior Apts Xenia · 2.53%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.