September 2026 HUD file
HUD-insured apartment loans in Pennsylvania
273 properties with 28,874 units carry FHA-insured mortgages in Pennsylvania, with $2.1 billion still owed. The median note rate is 3.84%, and 150 of them are below 4%.
273insured loans
3.84%median note rate
$2.1 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 199 |
|---|---|
| 221(d)(4) construction or substantial rehab | 19 |
| 223(a)(7) refinance | 48 |
| HFA risk-sharing | 2 |
| 241(a) supplemental | 3 |
| Older and other programs | 2 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Somerset Towers | Somerset | 87 | 2.14% | $2.4 million | 2051 |
| Hawksworth Garden II | Greensburg | 138 | 2.19% | $5.1 million | 2056 |
| Heritage House | Lewisburg | 80 | 2.2% | $989,793 | 2047 |
| Residences at 219 | Philadelphia | 107 | 2.23% | $10.5 million | 2056 |
| West End Flats | Media | 162 | 2.24% | $37.5 million | 2056 |
| 7400 Roosevelt Apartment | Philadelphia | 196 | 2.25% | $15.2 million | 2056 |
| Valley View Gardens | New Brighton | 120 | 2.25% | $4.3 million | 2056 |
| The Brix at 26 | Pittsburgh | 87 | 2.27% | $15.0 million | 2061 |
| The Enclaves | Philadelphia | 216 | 2.28% | $32.3 million | 2056 |
| Haddington Elderly | Philadelphia | 136 | 2.29% | $4.5 million | 2047 |
| 50 at Granite Run | Media | 192 | 2.3% | $42.7 million | 2056 |
| Eagle Ridge Apartments | Edwardsville | 252 | 2.3% | $19.1 million | 2056 |
| Spring Manor Apartments | Hollidaysburg | 50 | 2.3% | $2.5 million | 2056 |
| New Kent Apartments | West Chester | 420 | 2.32% | $65.8 million | 2055 |
| Sherwood Towers | Pittsburgh | 62 | 2.35% | $5.2 million | 2047 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Lutheran Knolls I | Boothwyn | 101 | 2.88% | $545,116 | 2028 |
| Strawberry Patch | Whitehall | 51 | 6.35% | $126,571 | 2030 |
| York Nsa | York | 73 | 5.75% | $266,865 | 2030 |
| Shirely Futch Plaza Apts | East Stroudsburg | 101 | 8.5% | $401,551 | 2031 |
| Duke Manor Associates | Lancaster | 80 | 8.5% | $91,917 | 2031 |
| Williamsport Nsa | Williamsport | 50 | 7% | $102,756 | 2031 |
| West Poplar Townhouses | Philadelphia | 140 | 5.23% | $865,831 | 2031 |
| Mountainview Gardens | Waynesburg | 120 | 7.35% | $345,061 | 2031 |
By city
- Philadelphia 52
- Pittsburgh 35
- Erie 9
- Harrisburg 6
- Lancaster 6
Everywhere else in Pennsylvania
- B Nai B Rith House Allentown · 4.7%
- Episcopal House Allentown · 3.49%
- Blair Tower Altoona · 3.39%
- Cherry Grove Apartments Altoona · 2.66%
- Marian House Manor Altoona · 5%
- Greenfield Commons Apartments Ardmore · 2.64%
- Westmoreland County Northern Sites Arnold · 6.1%
- Chemung View Apartments Athens · 3.34%
- Metowers Apartments Avalon · 5.27%
- Rostraver Apartments Belle Vernon · 3.84%
- Brockerhoof House Bellefonte · 3.49%
- Country Commons Bensalem · 4.545%
- Germaine Harbor Apartments Bethel Park · 4.35%
- St Thomas More Manor Bethel Park · 4.25%
- Fred B. Rooney Building Bethlehem · 3.15%
- Holy Family Apartments Bethlehem · 5.75%
- Lutheran Knolls I Boothwyn · 2.88%
- Shady Park Apartments Braddock · 5.95%
- Butler Arbors Butler · 5.63%
- Liberty Tower California · 3.53%
- Bartlett Gardens Cambridge Springs · 2.7%
- Canon House Canonsburg · 3.81%
- Summit Gardens Carbondale · 3.9%
- Carmichaels Arbors Carmichaels · 5.59%
- Catasauqua Towers Apartments Catasauqua · 3.75%
- Highlands of Green Village Chambersburg · 3.59%
- Char House Charleroi · 4.58%
- Liberty Towers Clarion · 3.75%
- Bedford Tower Apartments Clarks Summit · 5.35%
- Linden Crest Apartments Clarks Summit · 5.35%
- Coatesville Towers Apts Coatesville · 3.35%
- St Peter Apartments Columbia · 6.03%
- Conway Towers Conway · 3.25%
- Coraopolis Gardens Coraopolis · 6.45%
- Corapolis Towers Apartments Coraopolis · 3.33%
- Erie Senior Properties Corry · 6.06%
- Park Avenue Tower Curwensville · 6.15%
- Heritage Heights Apartments Danville · 5.3%
- Valley Stream Apartments Delmont · 5.43%
- Derry Station Derry · 5.8%
- Westmoreland County Central Sites Derry · 6.1%
- Country Manor Duncansville · 3.39%
- Shirely Futch Plaza Apts East Stroudsburg · 8.5%
- Antonian Towers Easton · 5.75%
- Dr Verna V Turner Apartments Ebensburg · 5.5%
- Eagle Ridge Apartments Edwardsville · 2.3%
- Etna Commons Etna · 4.5%
- Claremont on the Square Exton · 5.17%
- Hamilton at Eagleview Exton · 4.75%
- Bethlehem Village Flourtown · 3.39%
- Evergreen Arbors Franklin · 4.4%
- Oak Hill Franklin · 2.41%
- Freeland III Housing Freeland · 2.36%
- Carlisle Apartments Gettysburg · 2.7%
- Gettysburg Ridge Gettysburg · 3.95%
- Thomas Village Gibsonia · 2.57%
- Elk Valley Manor Girard · 3.41%
- Eastmont Estates Greenburg · 3.53%
- Gilbert Straub Plaza Greensburg · 5.15%
- Hawksworth Garden II Greensburg · 2.19%
- Reynolds West Estates Greenville · 3.77%
- Fellowship Manor Grove City · 5.89%
- Lexington Hanover · 3.95%
- Pheasant Run Harleysville · 2.95%
- Moreland Towers Hatboro · 3.4%
- Orange Vilage Apartments Hermitage · 3.01%
- Spring Manor Apartments Hollidaysburg · 2.3%
- Moshannon Valley Apartments Houtzdale · 6.15%
- Rutherford Park Townhouses Hummelstown · 4.47%
- Gloria Dei Towers Huntingdon Valley · 4%
- Clairvaux Commons Indiana · 3.85%
- Payne Hill Apartments Jefferson Hills · 2.53%
- Laurelwood Apartments Johnstown · 2.7%
- Valley Pike Manor Johnstown · 5.25%
- Daniel J. Flood Tower Kingston · 2.74%
- Dock Manor Lansdale · 5.87%
- Executive House Apartments Lansdale · 3.44%
- Schwenckfeld Manor Lansdale · 4.45%
- Holiday Acres Latrobe · 2.38%
- Lebanon Village Lebanon · 3.22%
- North Cornwall Commons Lebanon · 5.19%
- Leetsdale Hi Rise Leetsdale · 6.5%
- Heritage House Lewisburg · 2.2%
- Kish Apts. Lewistown · 3.34%
- Village Garden Apts Lititz · 3.76%
- Mcsherrystown Interfaith Hsg Corp Mc Sherrystown · 4.08%
- Haveloch Commons Mcdonald · 5.34%
- Leo Meyer Manor Mckees Rocks · 8%
- Sto Rox Plaza Mckees Rocks · 6.19%
- The Oaks Retirement Residence Mckeesport · 3.4%
- Three Rivers Commons Mckeesport · 6.15%
- Terrace Overview Apartments Meadville · 6.4%
- Bethany Towers Mechanicsburg · 5.49%
- The Strand at Arcona Mechanicsburg · 3.97%
- 50 at Granite Run Media · 2.3%
- Glen Riddle Station Apts Media · 3.83%
- West End Flats Media · 2.24%
- Middletown Interfaith Apartments Middletown · 3.84%
- Milton Village Milton · 4.14%
- Spring Run Apartments Monaca · 4.13%
- Lexington Manor Moon Township · 4.42%
- Mount Carmel Mount Carmel · 3.2%
- Maple Hill Apartments Mount Pleasant · 4.02%
- Ridgeview Apartments Mt Pleasant · 2.75%
- St Therese Plaza Munhall · 2.69%
- Valley View Gardens New Brighton · 2.25%
- Neshanock Woods New Castle · 2.52%
- Citizen Plaza Apartments New Kensington · 3.13%
- Gloria Dei Plaza Newtown · 5.3%
- Towne Towers Apartments Oil City · 5.78%
- Mcdade Chichilla Apts. Olyphant · 3.48%
- Leechburg Gardens Apts Penn Hills · 4.5%
- Decatur Village Philipsburg · 2.75%
- St Peters Place I Phoenixville · 4.6%
- Plum Creek Acres Plum · 3.38%
- Lodge Run Apartments Portage · 2.75%
- Market Square Apartments Pottsville · 3.4%
- Queen of Peace Pottsville · 4%
- Goggleworks Apartments Reading · 2.51%
- Hugh Carcella Reading · 6.15%
- Queen of Angels Apartments Reading · 5.75%
- Upper Perkiomen Red Hill · 4.23%
- Neumann Apartments Saint Clair · 4%
- Commons of Saxonburg Saxonburg · 3.48%
- Amos Towers Scranton · 3.91%
- Lutherwood Scranton · 2.47%
- Village Park Apartments Scranton · 4.54%
- Mercer County Affordable Housing Sharon · 2.93%
- Riverview Manor Sharon · 2.37%
- Shippensburg Commons Apartments Shippensburg · 5.73%
- Strasburg Haus Shrewsbury · 4.15%
- Somerset Towers Somerset · 2.14%
- Parkford Apartments South Park · 3.69%
- Mount Nittany Residences State College · 3.39%
- Lakeview Manor Apartments Stoneboro · 6.375%
- Whitestone Commons Apartments Stroudsburg · 3.75%
- Majestic House Tamaqua · 4.98%
- Episcopal Gardens Thompsontown · 3.95%
- Heilman House Topton · 2.46%
- Luther Meadows Topton · 2.46%
- Manly Heights Apartments Union City · 3.74%
- Beeson Court Uniontown · 6.375%
- Confer Vista Uniontown · 5.25%
- Lutheran Knolls II North Upper Chichester · 2.88%
- Verona Gardens Verona · 6.45%
- Canterbury Court Warren · 3.98%
- Warrior Run Manor Watsontown · 5.72%
- Avalon Towhomes Waynesboro · 3.6%
- Mountainview Gardens Waynesburg · 7.35%
- New Kent Apartments West Chester · 2.32%
- Alexis Manor Wexford · 6.19%
- Buchanan Manor Wheatland · 2.75%
- Hokendauqua Apartments Whitehall · 6.35%
- Strawberry Patch Whitehall · 6.35%
- Sullivan Place Apartments Wikes Barre · 5.35%
- Sherman Hills Apartments Wilkes Barre · 2.68%
- Washington Square Apts Wilkes Barre · 3.44%
- Newberry Estates Williamsport · 2.54%
- Timberland Apts Williamsport · 4.08%
- Williamsport Nsa Williamsport · 7%
- Allegheny Independence House Wilmerding · 6.5%
- Grace Court Yeadon · 3.75%
- Cloverfield Kingston House York · 3.53%
- Delphia House York · 3.44%
- York Nsa York · 5.75%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.