September 2026 HUD file

HUD-insured apartment loans in Puerto Rico

30 properties with 2,933 units carry FHA-insured mortgages in Puerto Rico, with $75.1 million still owed. The median note rate is 3.51%, and 20 of them are below 4%.

30insured loans
3.51%median note rate
$75.1 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance25
223(a)(7) refinance5

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in Puerto Rico, at least 10 years to maturity
Property City Units Rate Balance Matures
San Juan Park II Apartments San Juan 75 2.45% $2.8 million 2056
Egida Hogar San Antonio Guayama 60 2.55% $2.8 million 2055
Joanne Apartments San German 124 2.81% $2.9 million 2047
Muñeki Apartments Aguadilla 124 2.81% $2.5 million 2048
San Luis Apartments Ponce 54 2.81% $1.4 million 2047
Hogar Cristo Rey Caguas 72 3.29% $2.2 million 2052
Villa Miramar Apartments Ponce 96 3.4% $4.3 million 2052
Santa Maria Apartments San German 86 3.4% $3.1 million 2052
April Gardens Apartments Las Piedras 58 3.4% $2.2 million 2050
Hatillo Del Corazon Hatillo 64 3.4% $1.6 million 2052
El Coqui Apts Guayama Municipio 64 3.48% $1.6 million 2047
Villas De Mayaquez Mayaquez 164 3.49% $5.5 million 2051
Egida Dionisio Hernandez Fka Hogar La Posada Del San German 50 3.53% $2.4 million 2052
Los Angeles Hsg for the Elderl San Juan 124 3.6% $2.9 million 2050
Ciudad Feliz Apartments Cantano 130 3.68% $2.9 million 2051

Filter every state in the assumable-loan finder

By city

Everywhere else in Puerto Rico

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

Own or buying in this state?

Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.

Send a loan