September 2026 HUD file
HUD-insured apartment loans in Tennessee
267 properties with 38,611 units carry FHA-insured mortgages in Tennessee, with $3.3 billion still owed. The median note rate is 3.45%, and 174 of them are below 4%.
267insured loans
3.45%median note rate
$3.3 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 107 |
|---|---|
| 221(d)(4) construction or substantial rehab | 94 |
| 223(a)(7) refinance | 61 |
| HFA risk-sharing | 2 |
| 241(a) supplemental | 3 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Greystone Summit Apartments | Knoxville | 218 | 2.1% | $14.7 million | 2056 |
| Aventine Northshore Apartments | Knoxville | 246 | 2.14% | $37.5 million | 2056 |
| Fox Lake Apartments | Knoxville | 340 | 2.19% | $10.4 million | 2047 |
| Cumberland Ridge (fka Vantage Pointe Home) | Clarksville | 252 | 2.28% | $20.4 million | 2055 |
| The Reserve at Johnson City | Johnson City | 248 | 2.29% | $26.0 million | 2055 |
| Riverwood Tower Apartments | Madison | 117 | 2.29% | $3.8 million | 2056 |
| West Hills Village Apts | Knoxville | 226 | 2.29% | $3.1 million | 2045 |
| Robinhood Park Apartments | Memphis | 102 | 2.32% | $6.2 million | 2055 |
| Bristol Park Apartments | Oak Ridge | 208 | 2.33% | $17.5 million | 2056 |
| Battery Heights Apartments | Chattanooga | 142 | 2.34% | $8.6 million | 2056 |
| Meadowood Apartments | Alcoa | 100 | 2.36% | $10.6 million | 2061 |
| The Retreat at Meadowview | Kingsport | 72 | 2.36% | $6.7 million | 2056 |
| Lovell Crossing Apartments I & II | Knoxville | 288 | 2.38% | $28.2 million | 2055 |
| Willow Creek Apartments | Knoxville | 134 | 2.38% | $3.3 million | 2047 |
| Charleston Square Townhomes | Johnson City | 80 | 2.38% | $1.6 million | 2047 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Miller Village Apts | Kingsport | 288 | 4.6% | $2.9 million | 2027 |
| Whiteside Faith Manor | Chattanooga | 117 | 8.5% | $121,209 | 2030 |
| Jackson Heights Apts | Jonesborough | 58 | 3.85% | $425,354 | 2031 |
| Pulaski Terrace Apts II | Pulaski | 30 | 8.75% | $43,970 | 2031 |
| Gunn Gardens Apts | Parsons | 50 | 8.25% | $97,796 | 2031 |
By city
- Knoxville 48
- Memphis 35
- Nashville 23
- Chattanooga 14
- Murfreesboro 8
- Johnson City 7
- Columbia 6
- Clarksville 5
- Gallatin 5
- Kingsport 5
- Cleveland 4
- Jackson 4
- Lebanon 4
- Madison 4
- Paris 4
Everywhere else in Tennessee
- Meadowood Apartments Alcoa · 2.36%
- Vintage Alcoa (fka Bungalow Lofts) Alcoa · 3.18%
- Vintage 1857 (fka Vintage Century Farms) Antioch · 2.94%
- Vintage Burkitt Station Antioch · 3.07%
- Weatherly Ridge II Antioch · 3.45%
- Providence Place Arlington · 5.57%
- Sycamore Place Apartments Ashland City · 3.52%
- Athens Gardens Apartments Athens · 5.25%
- Lee Manor Apartments Athens · 2.75%
- Mcminn Village Apartments Athens · 5.72%
- Pecan Grove Apartments Bolivar · 2.68%
- Mountain View Apartments Bristol · 3.45%
- Brownsville Rad Brownsville · 4.61%
- Oak Haven Plaza Apt Brownsville · 5.4%
- Hillcrest Apartments Byrdstown · 3.78%
- Timber Creek Apts Fka Tranquility Apartments Camden · 2.97%
- Gate Manor Apartments Clinton · 3.06%
- Algood Manor Cookeville · 3.2%
- Walnut Village Apartments Cookeville · 3.35%
- Fox Hollow Covington · 5.75%
- Meadow Elderly Apartments Covington · 5.4%
- Ivy Avenue Apartments Crossville · 6%
- Greentree Apartments Dyersburg · 5.94%
- Post House Apartments Dyersburg · 2.65%
- Wesley Homes of Dyersburg Dyersburg · 2.5%
- Sunny Apartments Erwin · 3.67%
- Kingston Pike Village Farragut · 2.7%
- Harpeth Hills Apartments Franklin · 5.4%
- Harpeth Square Apts Franklin · 3.74%
- Layton Meadows Apts Gallaway · 8.5%
- The Retreat at Dry Creek Farms Phase. II Goodlettsville · 3%
- Vintage Morthcreek Apartments Goodlettsville · 3.87%
- Indian Hills Apartments Greeneville · 5.98%
- Harriman Gardens Harriman · 3.3%
- The Flats at Fifty-Eight Apts Harrison · 4.13%
- Hendersonview Apts Henderson · 4.6%
- Burning Tree Apartments Hermitage · 5.98%
- St Matthew Manor Humboldt · 4.49%
- Hillcourt Apartments Huntingdon · 3.03%
- Westgate Towers Jacksboro · 6.75%
- Magnolia Terrace Apartments Jellico · 2.81%
- Jackson Heights Apts Jonesborough · 3.85%
- Kodak Crossing Kodak · 3.38%
- Summer Creek Apts La Vergne · 3.52%
- Mcghee Square Lenoir City · 3.65%
- Springplace Apartments Lenoir City · 4.4%
- The Cove at Creekwood Park Lenoir City · 3.09%
- Lewisburg Summit Apartments Lewisburg · 3.44%
- Woodland Homes Lexington · 4.6%
- Oakley Homes Livingston · 4.45%
- Cherokee Bluff & Timber Ridge Loudon · 2.54%
- Loudon Gardens Apartments Loudon · 4.65%
- Topside 333 Apartments (fka Topside Road) Louisville · 2.85%
- Kingwood Arms (fka Coffee Co Christian Housing) Manchester · 3.35%
- Atchley Homes Maryville · 2.8%
- Camellia Trace at Mountain View -A7 Maryville · 3.06%
- Beersheba Heights Tower Mcminnville · 5.9%
- Henry Manor Apartments Morristown · 3.93%
- Onefivenine Apartments Morristown · 6.36%
- Village Apartments Mountain City · 6.4%
- Blue Ridge Apts Newport · 8.25%
- Bristol Park Apartments Oak Ridge · 2.33%
- Kareday Terrace Oak Ridge · 3.75%
- Main Street Apartments Oak Ridge · 3.23%
- Jewel at Summit Pointe Ooltewah · 2.8%
- Gunn Gardens Apts Parsons · 8.25%
- Pikeville Townhouses Pikeville · 4.545%
- Candlebridfge Plaza Apartments Powell · 2.41%
- Everfreen Villas (fka Mountain Park) Powell · 2.78%
- Vintage at Emory Road Powell · 2.65%
- Pulaski Terrace Apts II Pulaski · 8.75%
- Tanglewood Apartments Pulaski · 5.6%
- Ripley Meadows Apartments Ripley · 6.5%
- Ripley Meadows Firstaddition Ripley · 5.75%
- Holston Homes Rogersville · 2.9%
- Volunteer Residences Rutledge · 3.22%
- Savannah Townhouses Savannah · 6.5%
- Bell Street Apartments Smithville · 5.95%
- Ashley Grove Apartments Smyrna · 3.1%
- Ashley Grove Phase II Smyrna · 3.79%
- Rock Spring Apartments Smyrna · 3.38%
- Southside Manor South Fulton · 3.98%
- Knollcrest Manor Sparta · 5.48%
- Fairview Terrace and Valley View and Crest View Sweetwater · 2.8%
- Oakhaven Apt Tiptonville · 5.9%
- Tiptonville Meadows Tiptonville · 5.75%
- Parkview Manor Apartments Union City · 5.56%
- East Tennessee Homes for Elderly Vonore · 2.75%
- Volunteer Homes Wartburg · 2.87%
- Hickory Ridge Apartments Whites Creek · 3.05%
- Cumberland Place Apartments Winchester · 3.2%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
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