September 2026 HUD file

HUD-insured apartment loans in U.S. Virgin Islands

3 properties with 408 units carry FHA-insured mortgages in U.S. Virgin Islands, with $11.1 million still owed. The median note rate is 4.25%, and 1 of them are below 4%.

3insured loans
4.25%median note rate
$11.1 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states

By program

223(f) purchase or refinance2
223(a)(7) refinance1

Lowest rates with 10+ years left

These are the loans a buyer would most want to assume. Open one for the payment math.

Lowest note rates in U.S. Virgin Islands, at least 10 years to maturity
Property City Units Rate Balance Matures
Harborview Apartments Christiansted 300 2.92% $8.0 million 2048
Flambouyant Gardens Kingshill 56 4.25% $3.0 million 2050

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Paying off within five years

Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.

U.S. Virgin Islands HUD loans maturing by 2031
Property City Units Rate Balance Matures
Canebrake Apartments Frederiksted St Cro 52 6.1% $82,286 2029

By city

Everywhere else in U.S. Virgin Islands

Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.

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