September 2026 HUD file
HUD-insured apartment loans in Vermont
26 properties with 1,841 units carry FHA-insured mortgages in Vermont, with $91.4 million still owed. The median note rate is 4.309%, and 6 of them are below 4%.
By program
| 223(f) purchase or refinance | 5 |
|---|---|
| HFA risk-sharing | 21 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| The Woolen Mill | Winooski | 171 | 2.15% | $20.4 million | 2056 |
| Maple Village | Rutland | 36 | 2.87% | $1.6 million | 2047 |
| Village Manor | Pittsford | 31 | 2.87% | $1.5 million | 2047 |
| Appletree Apts. | Fair Haven | 40 | 3.45% | $1.5 million | 2060 |
| Dover Place at City Center | South Burlington | 43 | 3.875% | $5.7 million | 2047 |
| Winchester Place Apartments | Colchester | 148 | 3.975% | $9.1 million | 2056 |
| Graystone Village | Hartford | 34 | 4% | $1.2 million | 2042 |
| Maples I & II | Rutland | 83 | 4.043% | $3.5 million | 2056 |
| Bardwell House & Lake Street Apartments | St Albans | 106 | 4.06% | $10.1 million | 2039 |
| East Allen Apts | Winooski | 39 | 4.085% | $2.7 million | 2059 |
| Taylor Street Apartments | Montpelier | 30 | 4.085% | $460,906 | 2059 |
| Laurentide Apartments | Burlington | 76 | 4.095% | $3.8 million | 2059 |
| Allen Canal Apartments | Winooski | 17 | 4.25% | $340,634 | 2041 |
| Garden Street Apartments | South Burlington | 60 | 4.367% | $3.4 million | 2060 |
| Pines Senior Living Community Phase I II III | South Burlington | 125 | 4.45% | $4.9 million | 2057 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Norwich Senior Housing | Norwich | 24 | 5.65% | $210,212 | 2029 |
By city
Everywhere else in Vermont
- Highgate Apartments Barre · 6.625%
- Applegate Apts LP Bennington · 4.759%
- Pleasant Hills Apartments Bristol · 4.604%
- Winchester Place Apartments Colchester · 3.975%
- Appletree Apts. Fair Haven · 3.45%
- Gilman Sr Housing Gilman · 5.25%
- Graystone Village Hartford · 4%
- Wentworth Community Housing (phase I) Hartford · 4.629%
- Taylor Street Apartments Montpelier · 4.085%
- Norwich Senior Housing Norwich · 5.65%
- Village Manor Pittsford · 2.87%
- Maple Village Rutland · 2.87%
- Maples I & II Rutland · 4.043%
- Bardwell House & Lake Street Apartments St Albans · 4.06%
- Abenaki Acres Swanton · 4.5%
- Allen Canal Apartments Winooski · 4.25%
- East Allen Apts Winooski · 4.085%
- The Woolen Mill Winooski · 2.15%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.