September 2026 HUD file
HUD-insured apartment loans in West Virginia
66 properties with 6,356 units carry FHA-insured mortgages in West Virginia, with $256.9 million still owed. The median note rate is 3.575%, and 43 of them are below 4%.
66insured loans
3.575%median note rate
$256.9 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 25 |
|---|---|
| 221(d)(4) construction or substantial rehab | 7 |
| 223(a)(7) refinance | 34 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Charles Towers Apartments | Charles Town | 82 | 2.25% | $5.7 million | 2051 |
| Ceredo Manor | Ceredo | 104 | 2.3% | $3.2 million | 2049 |
| Mallard Landing | Hurricane | 38 | 2.43% | $3.7 million | 2057 |
| Riverview Tower | St Albans | 136 | 2.44% | $4.1 million | 2051 |
| St. Paul Terrace | Parkersburg | 44 | 2.46% | $1.3 million | 2056 |
| Greene Glen | Morgantown | 108 | 2.65% | $5.2 million | 2056 |
| St. Paul Terrace | Wheeling | 64 | 2.75% | $3.5 million | 2057 |
| Overlook at Riverside Apartments | Falling Waters | 156 | 2.88% | $24.2 million | 2062 |
| Brooks Manor | Charleston | 57 | 2.9% | $1.1 million | 2057 |
| Washington Landing Apartments | Charles Town | 196 | 2.91% | $42.7 million | 2063 |
| Summersville Place | Summersville | 102 | 2.93% | $2.5 million | 2047 |
| Weston Arbors | Weston | 121 | 2.95% | $3.1 million | 2048 |
| Buckhannon Manor | Buckhannon | 142 | 2.96% | $7.2 million | 2056 |
| Courthouse Apts | Martinsburg | 85 | 3.08% | $2.8 million | 2052 |
| Beverly Manor Apartments | Beverly | 80 | 3.08% | $760,033 | 2041 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Adams Landing Huntington Apts | Huntington | 85 | 5.25% | $97,716 | 2029 |
| Freedom Place I | Weirton | 111 | 3.55% | $474,112 | 2030 |
| Wheeling Station | Wheeling | 61 | 5.9% | $509,390 | 2030 |
By city
Everywhere else in West Virginia
- Alderson Manor Alderson · 5.85%
- Greenbrier Estates Beckley · 3.9%
- Beverly Manor Apartments Beverly · 3.08%
- West Virginia Manor Bluefield · 4.9%
- Buckhannon Manor Buckhannon · 2.96%
- Ceredo Manor Ceredo · 2.3%
- Charles Towers Apartments Charles Town · 2.25%
- Washington Landing Apartments Charles Town · 2.91%
- Agsten Manor Charleston · 3.95%
- Brooks Manor Charleston · 2.9%
- Jacob Arbors Charleston · 3.9%
- Circle Brooke Manor Cowen · 6.15%
- Elkins Manor Elkins · 2.79%
- Fairmont Arbors Fairmont · 3.13%
- Marion Unity Apartments Fairmont · 3.11%
- Unity Housing Apartments Fairmont · 3.32%
- Overlook at Riverside Apartments Falling Waters · 2.88%
- Follansbee Manor Follansbee · 7%
- Edgeview Square Harrisville · 3.13%
- Hinton House Hinton · 5.74%
- Mallard Landing Hurricane · 2.43%
- Jane Lew Apartments Jane Lew · 5.25%
- Goldfinch Meadows I Apartments Kearneysville · 5.22%
- Goldfinch Meadows II Apartments Kearneysville · 5.22%
- Buffalo Creek Apts Kistler · 5%
- Lewisburg Manor Lewisburg · 3.25%
- Smith Towers Matewan · 3.12%
- Greene Glen Morgantown · 2.65%
- Calhoun Homes Mount Zion · 6.5%
- Hancock House New Cumberland · 3.55%
- River Bend Place New Haven · 5.8%
- The Village on Park Nitro · 4.17%
- Pineknoll Apartments Oak Hill · 3.5%
- Twin Oaks Plaza Oak Hill · 3.39%
- Oceana Apartments Oceana · 5.3%
- Chateau Hills Parkersburg · 3.5%
- South Parkersburg Unity Plaza Parkersburg · 3.84%
- St. Paul Terrace Parkersburg · 2.46%
- Pleasant Valley Apartments Point Pleasant · 5.54%
- Pleasant Valley Apts Point Pleasant · 6%
- Twin River Towers Point Pleasant · 2.98%
- Princeton Towers Princeton · 5.64%
- Ravenswood Station Ravenswood · 2.48%
- Edgewood Village Richwood · 3.93%
- Teays Vally Manor Scott Depot · 3.65%
- Riverview Tower St Albans · 2.44%
- Summersville Place Summersville · 2.93%
- Charter House Wayne · 6.55%
- Elk Riverview Terrace Webster Springs · 3.65%
- Freedom Place I Weirton · 3.55%
- Freedom Place II Weirton · 3.55%
- Weston Arbors Weston · 2.95%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.