September 2026 HUD file
HUD-insured apartment loans in Wisconsin
210 properties with 23,659 units carry FHA-insured mortgages in Wisconsin, with $2.0 billion still owed. The median note rate is 3.3%, and 161 of them are below 4%.
210insured loans
3.3%median note rate
$2.0 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 155 |
|---|---|
| 221(d)(4) construction or substantial rehab | 16 |
| 223(a)(7) refinance | 31 |
| HFA risk-sharing | 7 |
| Older and other programs | 1 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Praire Apartments | Salem | 120 | 2.05% | $7.6 million | 2056 |
| Georgetown Square Apartments | Brookfield | 144 | 2.14% | $21.2 million | 2055 |
| Layton Garden | Milwaukee | 237 | 2.15% | $9.7 million | 2055 |
| Hillcrest Apartments | Waukesha | 60 | 2.19% | $4.6 million | 2061 |
| The Marling Apartments | Madison | 228 | 2.2% | $43.3 million | 2056 |
| Arbor Hills Apartment Homes | Madison | 238 | 2.25% | $15.1 million | 2056 |
| Mckinley Gardens | Milwaukee | 119 | 2.25% | $4.5 million | 2056 |
| Calvin Apartments | Milwaukee | 129 | 2.28% | $8.0 million | 2057 |
| 1505 Apartments | Grafton | 124 | 2.29% | $16.7 million | 2056 |
| Bradley Homes Apartments | Milwaukee | 232 | 2.29% | $9.8 million | 2047 |
| Sunset Apartments | Waukesha | 72 | 2.29% | $4.3 million | 2056 |
| Realife Cooperative of Eau Claire | Eau Claire | 37 | 2.29% | $2.3 million | 2053 |
| Woodfield Heights | Waukesha | 160 | 2.3% | $18.0 million | 2056 |
| Vicinato Apartments | Madison | 74 | 2.32% | $10.7 million | 2055 |
| Emerald Row | Oak Creek | 167 | 2.33% | $23.3 million | 2055 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Eldr Manor Apartments | Tomah | 72 | 3.63% | $47,974 | 2027 |
| Eastpointe Apartments | Madison | 120 | 5% | $107,093 | 2027 |
| Alverno Housing | Jefferson | 30 | 3.1% | $128,450 | 2028 |
By city
- Milwaukee 34
- Madison 25
- Oak Creek 11
- Kenosha 9
- Green Bay 6
- Racine 6
- West Allis 6
- Middleton 5
- Brookfield 4
- East Troy 4
- Greenfield 4
- Sheboygan 4
- Wauwatosa 4
Everywhere else in Wisconsin
- City Line Heights Altoona · 4.7%
- Manseau Flats Ashwaubenon · 3.5%
- Lake Delton Baraboo · 2.96%
- Pheasant Run Junction Ridge Baraboo · 3.3%
- Village Green & Village Square Apts Baraboo · 3.95%
- Hawks Ridge Apartments Beloit · 3.84%
- The Lofts at Hawks Ridge Beloit · 3.05%
- Spaulding Place Cooperative Black River Falls · 3.2%
- Statewide Housing Black River Falls · 3.88%
- Green Court Apts Brown Deer · 2.65%
- Bear Arbor Apartments Burlington · 2.4%
- Parkview III Apartments Caledonia · 3.38%
- Phoenix Villa Crandon · 4.06%
- Realife Cooperative of Eau Claire Eau Claire · 2.29%
- Meadow Blossom Elkhorn · 3.25%
- Sedgemeadow Elkhorn · 4.25%
- Maple Lawn Apartments Fitchburg · 3.13%
- Exchange at 104 Fond Du Lac · 4.86%
- Riverview Apartments Fond Du Lac · 4%
- The Woods of Cedar Village Franklin · 2.51%
- Glen Court Apartments Glendale · 3.83%
- 1505 Apartments Grafton · 2.29%
- Berkshire Grafton Grafton · 2.45%
- Manchester Heights Grafton · 3.83%
- Casaloma Creek Grand Chute · 2.58%
- College Square Apartments Greendale · 3.26%
- Ridgedale Apartment Greendale · 4.25%
- Forest Acres Apartments Hales Corners · 5.8%
- Whitnall Gardens Apartments Hales Corners · 4.2%
- Whitnall Glen I & II Hales Corners · 3.3%
- St Croix Village Hudson · 3.65%
- Diamond Ridge Janesville · 3.87%
- Hamilton Terrace Janesville · 2.93%
- Teamster Manor Janesville · 5.75%
- Alverno Housing Jefferson · 3.1%
- Lamplight Apartments Kaukauna · 2.48%
- Round House Manor Kaukauna · 3.7%
- Parkview Haven Apartments Manitowoc · 3.7%
- Southfield Townhomes Manitowoc · 5.56%
- Valley View Apartments Manitowoc · 2.66%
- Northland Village Marinette · 4.07%
- Upham Village Marshfield · 4.262%
- Spring Glen Apartments Mayville · 3.65%
- Catalina Crossing Mcfarland · 2.49%
- The Cottages Mcfarland · 2.5%
- Impact Seven Portfolio Menomonie · 4.22%
- Mequon Town Center II Mequon · 3.73%
- Oakwood Apartment Mequon · 2.75%
- West House at Foxtown Mequon · 2.47%
- Monona Meadows Apartments Monona · 2.66%
- Mount Pleasant Place Mount Pleasant · 5.02%
- Will Rose Apartments Muskego · 5.08%
- Vna Apts Neenah · 2.71%
- The Sanctuary New Berlin · 3.65%
- Woodridge Apartments and Townhomes New Berlin · 3.69%
- The Villas at Paperjack Creek New Richmond · 2.39%
- Berkshire Oconomowoc Apartments Oconomowoc · 3.05%
- Pabst Farms Oconomowoc · 2.99%
- Westby Housing Onalaska · 2.5%
- Simeanna III Oshkosh · 3.25%
- Willo Apartments Oshkosh · 3.95%
- Oakton Beach Apts Pewaukee · 3.25%
- The Silvernail Pewaukee · 3.23%
- Price County Philips · 4.262%
- Grant County Platteville · 4.262%
- Villas at Pool Park Platteville · 2.47%
- Hunter's Ridge Plymouth · 4.433%
- Riverwood Elderly Apartments Portage · 2.55%
- Saddlebrook Village Reedsburg · 3.97%
- Praire Apartments Salem · 2.05%
- Villager Apartments Shorewood · 4.28%
- Grant Park Square South Milwaukee · 3.85%
- Canticle Court St Francis · 3.68%
- Orchard Valley Sturgeon Bay · 3.85%
- Central Flats Superior · 4.58%
- Bristol Courts Sussex · 3.83%
- Eldr Manor Apartments Tomah · 3.63%
- Watertown East Phase II Watertown · 4.05%
- Watertown East Phase III Watertown · 2.48%
- Hillcrest Apartments Waukesha · 2.19%
- Sunset Apartments Waukesha · 2.29%
- Woodfield Heights Waukesha · 2.3%
- Essex Senior Rentals Waunakee · 3.35%
- Sturgeon Bluffs Wausau · 5.6%
- Village Cooperative of Wausau Wausau · 2.63%
- Arbor Trace Apartments West Bend · 5.76%
- Waters Edge Apartments Whitewater · 2.9%
- Whitewater Manor Whitewater · 3.71%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.