September 2026 HUD file
HUD-insured apartment loans in Kentucky
183 properties with 17,871 units carry FHA-insured mortgages in Kentucky, with $878.5 million still owed. The median note rate is 4.19%, and 84 of them are below 4%.
183insured loans
4.19%median note rate
$878.5 millionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 70 |
|---|---|
| 221(d)(4) construction or substantial rehab | 31 |
| 223(a)(7) refinance | 57 |
| HFA risk-sharing | 24 |
| 241(a) supplemental | 1 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Kelly Lane Duplexes | Paris | 30 | 1.5% | $552,352 | 2038 |
| Holly Hills Apartments | Bowling Green | 30 | 1.5% | $471,090 | 2037 |
| Spring Hill Terrace | Georgetown | 24 | 2% | $438,923 | 2038 |
| Tunnel Hill Park Apartments | Elizabethtown | 100 | 2.2% | $7.1 million | 2060 |
| Carter Court Apartments | Tompkinsville | 56 | 2.3% | $1.1 million | 2055 |
| Tree Top Apartments | Edmonton | 48 | 2.35% | $785,072 | 2055 |
| Greenwood Apartments | Horse Cave | 56 | 2.39% | $955,335 | 2056 |
| Dudley Court Apartments | Paducah | 94 | 2.4% | $8.0 million | 2062 |
| Overlook Terraces | Louisville | 144 | 2.45% | $11.5 million | 2057 |
| Vaughan Village Apartments | Elizabethtown | 48 | 2.5% | $3.0 million | 2056 |
| Ashton Park Apartments | Lexington | 144 | 2.59% | $16.4 million | 2057 |
| Garvin Pointe | Franklin | 160 | 2.6% | $13.2 million | 2056 |
| Bowling Green Merged Properties | Bowling Green | 206 | 2.6% | $5.6 million | 2057 |
| Still Well Apartments | Lexington | 40 | 2.62% | $3.6 million | 2055 |
| Abel Court Apartments | Bowling Green | 48 | 2.65% | $4.2 million | 2062 |
Filter every state in the assumable-loan finder
Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Elmwood Apartments | Nicholasville | 60 | 5.375% | $42,595 | 2027 |
| Windsor Place Apartments | Georgetown | 46 | 5.875% | $56,857 | 2028 |
| Westwood Apartments | Winchester | 96 | 5.375% | $152,538 | 2028 |
| Prall Place Apartments | Lexington | 46 | 5.375% | $83,743 | 2028 |
| Cambridge Sq Apts | Winchester | 62 | 5.375% | $175,739 | 2029 |
| Gainesway Village | Lexington | 95 | 5.375% | $299,056 | 2030 |
| Walnut Hill Apartments | Lexington | 96 | 5.375% | $304,284 | 2030 |
| Old Hartfort Hills Apts | Owensboro | 80 | 4.77% | $97,399 | 2030 |
| Lakeview Estates of Somerset | Somerset | 48 | 8.25% | $121,307 | 2030 |
| Chapel House Hopkinsville | Hopkinsville | 86 | 5.6% | $1.1 million | 2031 |
By city
- Louisville 34
- Lexington 23
- Bowling Green 10
- Covington 7
- Elizabethtown 7
- Hopkinsville 5
- Georgetown 4
- Henderson 4
Everywhere else in Kentucky
- Brucecrest Apartments Ashland · 3.95%
- Gla-Low Apartments Ashland · 3.95%
- September Place Retirement Vil Beattyville · 4.25%
- Burkesville Manor Burkesville · 6%
- Cox Manor Apartments Calvert City · 5.13%
- Green Valley Carlisle · 3.5%
- Tammy Terrace Apartments Central City · 6.5%
- South Fork Assisted Living Centreville · 6.08%
- Creekview Apartments Cloverport · 7.75%
- Weatherholt Hills Apts Cloverport · 4%
- Country Place Apartments Columbia · 3.39%
- Chapel House of Corbin Corbin · 5%
- Friendship House in Corbin Corbin · 6.25%
- Powell Station Corbin · 6.5%
- Cumberland Manor Apts Cumberland · 7%
- Speers Court Dayton · 5.75%
- Tree Top Apartments Edmonton · 2.35%
- Royal Arms Apts Elkton · 3.53%
- Munro House Erlanger · 5.76%
- Newtown Woods Apartments (fka Old New Cut Road) Fairdale · 2.8%
- The Bedford House Falmouth · 5.7%
- Arcadia I & II Apartments Florence · 5.5%
- Arcadia III Florence · 5.5%
- Panarama Apts Florence · 4.75%
- Kings Daughters Apartments Frankfort · 4.41%
- Garvin Pointe Franklin · 2.6%
- Ridgewood Apts Franklin · 7.4%
- Chapel House of Grayson Grayson · 5.55%
- Greensburg Village Greensburg · 5.08%
- Glenbrook Park Apartments Greenville · 8.25%
- Belmont Court Apartments Harrodsburg · 3.6%
- River Bent Apartments Hartford · 8.25%
- Brooks Run Apts Hillview · 6.08%
- Greenwood Apartments Horse Cave · 2.39%
- Beachwood Apartments Hyden · 4.14%
- Mountain Breeze Apt Jenkins · 6%
- Shepherd of the Valley Luthera La Grange · 3.68%
- Maple St. Lebanon · 3.19%
- Cave Hill Apartments Leitchfield · 6.7%
- Poplar Grove Apartments Lewisport · 8.25%
- Riverview Apartments Livermore · 5.95%
- Boone Village Apartments London · 6.5%
- Wildwood Apartments London · 2.7%
- Cross Creek Apts Madisonville · 4.19%
- Beechcreek Apts Manchester · 6.25%
- Davis Apartments Mayfield · 8.25%
- St Paul Trinity Community Maysville · 3.82%
- Stoneleigh Maysville · 5.98%
- Mckee Manor Mckee · 4.3%
- Bella Gardens Apts Middlesboro · 5.3%
- Beech Valey Manor Monticello · 5.2%
- Mt Washington Place Apts Mt Washington · 6.08%
- Academy on 4th Newport · 3.64%
- Two Rivers Apartments Newport · 6.5%
- Elmwood Apartments Nicholasville · 5.375%
- The Avenue at Nicholasville Nicholasville · 3.5%
- Hydreco Apartments Olive Hill · 6%
- Lee Manor Apartments Owensboro · 4.19%
- Old Hartfort Hills Apts Owensboro · 4.77%
- Sisson Manor Apartments Owensboro · 3.25%
- Mountain View Estates Apts Owingsville · 7.5%
- Brookmeade Paducah · 7%
- Dudley Court Apartments Paducah · 2.4%
- Lone Oak Manor Apts Paducah · 2.75%
- Kelly Lane Duplexes Paris · 1.5%
- Paris Place Apartments Paris · 6.08%
- Williamsburg Terrace Apts Paris · 3.18%
- Pine Knot Manor Pine Knot · 5.2%
- Ferndale Apartments Pineville · 4.75%
- Cliffside Apartments Prestonsburg · 3.8%
- Highland Heights Apartments Prestonsburg · 5.75%
- Highland Terrace Prestonsburg · 4.95%
- Madison Towers Apartments Richmond · 3.95%
- Alco Apts Scottsville · 3.6%
- Pleasure Ridge and Beaver Cree Sharpsburg · 5.7%
- Forest Hills Apts Shelbyville · 3.52%
- Indian Ridge Apts Shelbyville · 4.08%
- Sycamore Terrace Apts Shelbyville · 3.18%
- Greystone Manor Somerset · 4.45%
- Lakeview Estates of Somerset Somerset · 8.25%
- Pinecreek Apts Stanton · 3.25%
- Carter Court Apartments Tompkinsville · 2.3%
- Tug Fork Apartments Turkey Creek · 6.65%
- Dempsey Housing Warfield · 6.25%
- Liberty Heights West Liberty · 5%
- West Liberty Apartments West Liberty · 6.08%
- Cambridge Sq Apts Winchester · 5.375%
- Phoenix Apartments Winchester · 3.8%
- Westwood Apartments Winchester · 5.375%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
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