September 2026 HUD file
HUD-insured apartment loans in Texas
1,066 properties with 198,005 units carry FHA-insured mortgages in Texas, with $20.5 billion still owed. The median note rate is 3.55%, and 691 of them are below 4%.
By program
| 223(f) purchase or refinance | 458 |
|---|---|
| 221(d)(4) construction or substantial rehab | 446 |
| 223(a)(7) refinance | 141 |
| HFA risk-sharing | 9 |
| 241(a) supplemental | 5 |
| Older and other programs | 7 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Beckley Townhomes | Dallas | 100 | 1.96% | $12.9 million | 2055 |
| Canyon Pass Apartments | San Antonio | 264 | 2% | $31.7 million | 2063 |
| Crosswinds Apartment Homes | San Antonio | 312 | 2.02% | $38.0 million | 2064 |
| Enclace at Mira Lagos | Grand Prairie | 199 | 2.07% | $23.5 million | 2055 |
| Artisan on the Bluff | San Antonio | 250 | 2.09% | $19.5 million | 2055 |
| The Arbor at Centerbrook | Universal City | 80 | 2.1% | $3.4 million | 2055 |
| The Mark on Conquest | Waxahachie | 140 | 2.12% | $18.1 million | 2056 |
| Pine Creek Apartments Homes | Paris | 136 | 2.12% | $10.7 million | 2055 |
| Brookside Apartments | Killeen | 176 | 2.12% | $10.6 million | 2060 |
| Las Colinas and Parkridge Place Apartments | Lubbock | 260 | 2.12% | $8.0 million | 2051 |
| Quail Creek Apartments | Lubbock | 136 | 2.12% | $4.4 million | 2051 |
| Turtle Creek Village Phase I | Belton | 170 | 2.13% | $12.3 million | 2055 |
| Arlington Park Villas | Dallas | 100 | 2.14% | $9.6 million | 2056 |
| Terrazzo Apartments | Austin | 225 | 2.15% | $24.6 million | 2055 |
| Harbor Shores Apartments | Montgomery | 144 | 2.15% | $16.0 million | 2056 |
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Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Reese Court Villas | Dallas | 80 | 7.19% | $1.8 million | 2027 |
| Sphinx at Luxar Villas | Dallas | 80 | 7.19% | $2.2 million | 2027 |
| Renaissance Plaza | Texarkana | 120 | 7.08% | $1.9 million | 2028 |
By city
- San Antonio 102
- Houston 89
- Austin 49
- Dallas 49
- Fort Worth 34
- El Paso 22
- Corpus Christi 20
- Denton 14
- Lubbock 14
- Midland 14
- Odessa 12
- Amarillo 11
- Garland 11
- Mckinney 11
- Belton 10
- Bryan 10
- Tyler 10
- Wichita Falls 10
- Beaumont 9
- Frisco 9
- Mesquite 9
- Port Arthur 9
- Waxahachie 9
- Grand Prairie 8
- Irving 8
- Pharr 8
- Plano 8
- Victoria 8
- Waco 8
- Conroe 7
- Lewisville 7
- Mission 7
- Temple 7
- Abilene 6
- Arlington 6
- Brownsville 6
- Edinburg 6
- Georgetown 6
- Harlingen 6
- Humble 6
- Killeen 6
- Longview 6
- Pasadena 6
- Sherman 6
- Celina 5
- Corinth 5
- Denison 5
- Katy 5
- Mcallen 5
- New Braunfels 5
- San Marcos 5
- Seguin 5
- Texarkana 5
- Weatherford 5
- Weslaco 5
- Allen 4
- Baytown 4
- Big Spring 4
- Boerne 4
- Burleson 4
- Carrollton 4
- College Station 4
- Del Rio 4
- Del Valle 4
- Desoto 4
- Eagle Pass 4
- Fredericksburg 4
- Greenville 4
- Kerrville 4
- Kyle 4
- Laredo 4
- League City 4
- Leander 4
- Lufkin 4
- Marble Falls 4
- Montgomery 4
- Palestine 4
- Pflugerville 4
- Richardson 4
- Richmond 4
- Round Rock 4
- San Angelo 4
Everywhere else in Texas
- Sun Meadow Apartments Alamo · 2.67%
- Alice Village Apartments Alice · 6.75%
- Casa Real I Alice · 3.95%
- The Summit at Walnut Creek Alvarado · 2.85%
- Stonegate at Alvin Alvin · 3.98%
- Avenue Commons Andrews · 4.45%
- Magnolia Acres Angleton · 2.72%
- Palladium Anna Anna · 3.21%
- Sandy Oaks Apartments Aransas Pass · 6.5%
- Kiron at Aubrey Aubrey · 3.12%
- Reate West Apartments Azle · 3.44%
- Charles E. Haddock Manor Balch Springs · 2.88%
- Springs Apts Balch Springs · 3.44%
- Stoneleigh on Cartwright Apartments Balch Springs · 3.55%
- Hunters Crossing Apts Bastrop · 3.8%
- Thelodge at Lost Pines Bastrop · 2.37%
- Hilliard Memorial Apts Bay City · 3.35%
- Blessing Court Bedford · 2.6%
- Villas at Boston Heights Benbrook · 3.05%
- Bonham Village Apartments Bonham · 4.73%
- Pecan Place Apartments Bonham · 3.26%
- Fairview Terrace Apartments Brenham · 2.75%
- Northside Terrace Apartments Brenham · 3.9%
- Northview Village Apartments Brenham · 4.1%
- Conner's Landing Bridge City · 5.48%
- Villas of Brownwood Brownwood · 3.77%
- Creekside Villas Senior Village Buda · 2.27%
- The Huntington at Buda Buda · 5.85%
- Burkburnett Pioneer Crossing Burkburnett · 3.72%
- The Residences of Cedar Creek Apartment Homes Cedar Creek · 6.3%
- Cypress Creek at Lakeline Cedar Park · 3.95%
- Tuckaway Apartments Cedar Park · 2.5%
- Lincoln Ridge Cleburne · 2.36%
- Railroad Lofts Cleburne · 5.88%
- Cleveland Royal Gardens Cleveland · 5.05%
- Guadalupe Crossing Comfort · 2.69%
- Coverse Ranch Apartments Converse · 2.98%
- Bleecker Street Apartments Coppell · 2.71%
- Sage Hill Apartments Coppell · 3.61%
- Wellington Place Apartments Coppell · 3.57%
- Clear Creek Meadows Apts Copperas Cove · 4.15%
- Cedar Springs Apartment Homes Corsicana · 3.78%
- Crosby Plaza Crosby · 3.4%
- St Francis Village Crowley · 2.72%
- The Hawthorn at Rock Creek Apartments Crowley · 5.39%
- Andover Place Apts Cypress · 4.95%
- Fairfield Creek Estates Cypress · 3.35%
- Greenhouse Village Apartments Cypress · 3.03%
- Stoneleaf at Dalhart Dalhart · 3.5%
- Copperwood at Kay & Young Apartments Dayton · 5.56%
- Deer Park Apartments Decatur · 6.08%
- Hacienda San Miguel Donna · 2.7%
- Merritt Hill Country Apartments Dripping Springs · 2.81%
- Delta Estates Edcouch · 3.5%
- El Campo Village El Campo · 3.38%
- Cedar Grove Apartments Elgin · 6.05%
- Southside 290 Apartments Elgin · 5.59%
- The Katy Elgin · 5.82%
- Spyglass Apartments Ennis · 3.79%
- Franciscan at Bear Creek Euless · 2.7%
- Post Oak East Apartments Euless · 2.28%
- Westdale Pipeline Euless · 6.1%
- Double S Project Fabens · 6.11%
- Dominion at Mercer Crossing Apts Farmers Branch · 3.93%
- Prairie Crossing Farmers Branch · 2.3%
- Oakland Hills Apartments Floresville · 5.54%
- Flower Mound Senior Living Flower Mound · 4.43%
- Parc at Windmill Farms Forney · 3.9%
- Wildwood of Forney Forney · 4.6%
- Freeport Apartments Freeport · 3.12%
- Enclave at Quail Crossing I Friendswood · 3.66%
- Enclave at Quail Crossing II Friendswood · 3.66%
- Gardens at Friendswood Lakes Apartments Friendswood · 3.09%
- Aventine Apts Ft Worth · 3.4%
- Hometowne at Matador Ranch Ft Worth · 3.9%
- Alders at Cross Creek Ranch Fulshear · 3.23%
- Bella Vista Apartments Gainesville · 3.06%
- Northpark Apartments Homes Gainesville · 5.4%
- Parc at Marina Landing Apartment Homes Galveston · 3.35%
- Live Oak Villas George West · 3.68%
- Palladium Glenn Heights Glenn Heights · 3%
- Country Village Square Apts Gonzales · 4.07%
- Brazos Crossing Apts Granbury · 3.35%
- Dolce Vita at Granbury Granbury · 3.3%
- Neurock of Meadow Green Grand Praire · 4.88%
- Resort at 925 Main Grapevine · 4.3%
- Chalice Apartments Henderson · 4.73%
- Henrietta Pioneer Crossing Henrietta · 3.72%
- Huffman Hollow Apartments Huffman · 3.02%
- Parkview Place Huntsville · 3.42%
- Ranch at Huntsville Huntsville · 2.8%
- West Hills Apts Huntsville · 3.57%
- North Creek Apts Hutto · 3.89%
- Star Ranch Apartments Hutto · 3.19%
- Trails at Carmel Creek Hutto · 2.85%
- Parc at Ingleside Ingleside · 3.59%
- Mission Village of Jacksonville Jacksonville · 3.8%
- Pebble Brook Apartments Jacksonville · 5.2%
- The Manor at Jersey Village Jersey Village · 3.05%
- Plum Tree Apartments Kaufman · 3.68%
- Lake Haven Apts Kemah · 2.42%
- Hammack Creek Apartments Kennedale · 2.93%
- Altair at Clear Creek Kileen · 5.85%
- Kingsland Trails Kingsland · 3.3%
- Kings Crossing Apartments Kingsville · 5.9%
- Kingsville Lulac Manor Kingsville · 3.15%
- The Courts Pf Las Palomas Kingsville · 4.34%
- Kingwood Senior Village Kingwood · 3.65%
- Estate Villas at Krum Krum · 2.39%
- Sunflower Estates Apartments La Feria · 3.7%
- Sunrise Terrace La Feria · 4.86%
- Fairmont Oaks Apartments La Porte · 2.93%
- Mrc La Porte Communities La Porte · 6.09%
- Champion Homes on the Lake Lake Dallas · 3.18%
- Garden Oaks Lake Jackson · 6.13%
- Residence at Lake Jackson Lake Jackson · 3.25%
- The Reserve at Lake Jackson Apartments Lake Jackson · 4.55%
- Northridge Retirement Center Lamesa · 5.6%
- Valencia Lofts Leon Valley · 3.97%
- Liberty Trails Townhomes Liberty Hill · 4.32%
- San Gabriel Crossing Liberty Hill · 4.86%
- Forest Trails Senior Housing Lindale · 3.89%
- Mission Ranch Apartments Lindale · 3.3%
- The District in Litle Elm Little Elm · 2.9%
- Village at Lakefront Little Elm · 4.99%
- Loretto at Creekside Live Oak · 2.25%
- Lockhart Farms Apartments Lockhart · 2.94%
- Lockhart Springs Apartment Lockhart · 3.4%
- Meadow Park Village Apts Lockhart · 4.95%
- Paseo Points Apartments Los Fresnos · 2.73%
- Nolan Terrace Apts Luling · 6.75%
- La Belle Vie Apartments Lumberton · 4.4%
- Reserves at Las Entradas Manor · 5.95%
- The Grassdale at Manor Manor · 3.27%
- Langmore Mansfield · 5.68%
- Harvest Creek Apartments Marshall · 5.2%
- Pine Haven Apartments Marshall · 4.1%
- Casa Saldana Mercedes · 7.15%
- Mexia Gardens Mexia · 3.08%
- Lakeside Villas (fka Padera Lakeside Villas) Midlothian · 4.02%
- The Mark at Midlothian Midlothian · 2.2%
- Huntington at Missouri City Missouri City · 3.52%
- Muslim Village of Monahans Monahans · 4.09%
- Brickyard at Barbers Hill Mont Belvieu · 5.85%
- Eaglebrook Apartments Mont Belvieu · 2.25%
- The Retreat at Barbers Hill Mont Belvieu · 4.4%
- Pine Lake Estates Nacogdoches · 3.25%
- Magnolia Plaza Navasota · 3.85%
- The Avenue Apartments Nederland · 2.83%
- The Logan Apartments Nederland · 5.5%
- Garden Gate I & II New Caney · 2.33%
- New Caney Royal Gardens New Caney · 5.05%
- Waverly Village New Wavely · 4.5%
- Village Cooperative of Century Hills North Richland Hills · 2.95%
- Chadwick Farms Phase II Northlake · 2.7%
- Arthur Robinson I and II Orange · 3.15%
- Pine Creek Apartments Homes Paris · 2.12%
- Lake Park Townhome Apartments Pearland · 3.4%
- Frio Apartments Pearsall · 2.35%
- Mission Village of Pecos Pecos · 2.75%
- Pecos Apartments Pecos · 3.22%
- Palladium Port Aransas Port Aransas · 2.99%
- Village Apartments Port Lavaca · 4.75%
- The Gregory Porter · 5.72%
- University Trails Apartments Prairie View · 3.86%
- Sunquest Apartments Primera · 4.15%
- Princeton Point Princeton · 5.55%
- Prosper Elms Apartments Prosper · 2.97%
- Prosper Elms Apartments II Prosper · 5.56%
- Amigos Del Valle Casa #4 Raymondville · 4.08%
- Casitas Los Olmos Raymondville · 2.95%
- American Gi Forum Village I & II Robstown · 4.12%
- Rancho De Luna Apartmentschoran Robstown · 2.955%
- Fifty Oaks Apartments Rockport · 3.55%
- Alders at Rockwall Rockwall · 3.88%
- Harbor Hill Rockwall · 3.35%
- Harbor Residences Rockwall · 5.85%
- Fort Bend Gardens Apts Rosenberg · 4.02%
- Henry at Rosenberg Rosenberg · 5.35%
- Sunset Hills Apartments San Augustine · 4.5%
- Hacienda Del Sol Apartments San Benito · 3.02%
- La Hacienda at Villa Victoria San Elizario · 2.35%
- Malloy Bridge Apartments Seagoville · 5.6%
- Silver Lake Retirement Comm Sealy · 3.39%
- The Retreat at Sealy Sealy · 3.39%
- Oak Haven Apts Homes Shenandoah · 2.42%
- Residences at Metropark Shenandoah · 5.29%
- The Woodlofts Apartments Shenandoah · 5.55%
- Lulac Amistad Apartments Sinton · 4.25%
- Smithville Gardens Smithville · 5.05%
- Socorro Village Socorro · 4.5%
- Arielle Springwoodsd Spring · 2.48%
- Northwoods Apartments Spring · 6.55%
- The Alcove at Benders Landing Spring · 6.09%
- Villas at Bulverde Spring Branch · 4.25%
- Cascade at Fountain Lake Stafford · 2.35%
- Windfield Townhomes Stafford · 2.4%
- Arista Riverstone Apartments Sugar Land · 4%
- Fairmont First Colony Apartments Sugar Land · 3.38%
- The Terrace at Arboretum Sugar Land · 3.28%
- Burnett Place Apartments Taylor · 4.05%
- Brownstone Apartments Terrell · 4%
- Terrell Senior Terraces Terrell · 2.18%
- Timbers at the Park Apts Terrell · 3.08%
- Catalon at Lago Mar Apartments Texas City · 2.9%
- Mansions at Moses Lake Texas City · 5%
- Smart Living at Texas City Texas City · 5.53%
- Thousand Oaks at Stags Leap The Colony · 4.25%
- Harvestwood Apartments The Woodlands · 4.05%
- Willow Creek Apartments Tomball · 3.35%
- The Arbor at Centerbrook Universal City · 2.1%
- The Grand at Oak Grove Universal City · 6.06%
- Palladium Van Alstyne Senior Living Van Alstyne · 2.99%
- Palladium Vvenus Venus · 3.13%
- Village at Waller Waller · 3.14%
- Baybrook Park Webster · 4.37%
- Optimist Village West Orange · 5.81%
- Morning Star Apartments Wharton · 3.19%
- Riverbend Apartments Wharton · 4.6%
- Cricket Hollow Apartments Willis · 5.59%
- The Gaters at Meadows Place Willow Park · 3.65%
- Autumn Breeze Apartments Wilmer · 3.63%
- Emli at Liberty Crossing Wilmer · 3.3%
- The Leaves of Winnsboro Winnsboro · 2.94%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
Own or buying in this state?
Send the property to the Janover Capital desk for a read on assumption, 223(a)(7) or a new HUD loan.