September 2026 HUD file
HUD-insured apartment loans in South Carolina
179 properties with 26,175 units carry FHA-insured mortgages in South Carolina, with $2.5 billion still owed. The median note rate is 3.85%, and 96 of them are below 4%.
179insured loans
3.85%median note rate
$2.5 billionbalance outstanding
5.54%median on loans endorsed in the last 12 months, all states
By program
| 223(f) purchase or refinance | 107 |
|---|---|
| 221(d)(4) construction or substantial rehab | 39 |
| 223(a)(7) refinance | 31 |
| 241(a) supplemental | 2 |
Lowest rates with 10+ years left
These are the loans a buyer would most want to assume. Open one for the payment math.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Reserve at Park West Phase 2 | Spartanburg | 144 | 2.07% | $12.3 million | 2055 |
| Ashton Park Apartments | Anderson | 216 | 2.19% | $19.0 million | 2057 |
| The Hollows | Columbia | 212 | 2.21% | $19.7 million | 2055 |
| The Reserve at Park West | Spartanburg | 264 | 2.23% | $24.4 million | 2057 |
| Glendale Manor Apartments | Clinton | 50 | 2.28% | $1.2 million | 2056 |
| Greenbrier Apartments | Columbia | 526 | 2.29% | $48.3 million | 2056 |
| Springs at Laurens Road | Greenville | 272 | 2.29% | $29.0 million | 2056 |
| Cypress River Apartments | Ladson | 280 | 2.3% | $30.6 million | 2056 |
| Drayton Mills Lofts | Spartanburg | 289 | 2.3% | $24.7 million | 2060 |
| Tamarind at Stone Ridge | Columbia | 220 | 2.3% | $20.1 million | 2057 |
| Valley Creek at Arcadia Hills | Greenville | 44 | 2.3% | $2.5 million | 2055 |
| Enclave at Bailes Ridge | Indian Land | 246 | 2.31% | $32.2 million | 2056 |
| Redwood Lake Wylie (lakepointe Ridge) | Lake Wylie | 146 | 2.32% | $23.1 million | 2057 |
| Parker at Cone Phase II | Greenville | 96 | 2.33% | $5.2 million | 2060 |
| Abberly Chase Apartment Homes | Ridgeland | 300 | 2.35% | $30.6 million | 2056 |
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Paying off within five years
Most HUD loans amortize to zero, so these balances are usually small. The owners are deciding what to do with a nearly paid-off property.
| Property | City | Units | Rate | Balance | Matures |
|---|---|---|---|---|---|
| Village Creek Apts | Florence | 96 | 5.5% | $208,451 | 2028 |
| Edisto Plaza Apts | Johnston | 44 | 7.85% | $58,793 | 2029 |
| Finlay House Apts | Columbia | 204 | 7.25% | $156,034 | 2029 |
| Glenfield Apartments | Orangeburg | 104 | 5.85% | $178,680 | 2030 |
| Northbridge Courts | Moncks Corner | 101 | 5.7% | $286,733 | 2031 |
| Woods Edge Apartments | Columbia | 131 | 5.95% | $284,320 | 2031 |
By city
- Columbia 33
- Greenville 22
- Spartanburg 10
- Rock Hill 7
- Greer 5
- Sumter 5
- Easley 4
- Florence 4
- Fort Mill 4
Everywhere else in South Carolina
- Hickory Heights and Oakland Apartments Abbeville · 2.54%
- Woodview Apartments Abbeville · 4.15%
- Croft House Apartments Aiken · 2.8%
- Hampton House Aiken · 5.7%
- Vaucluse Mill Lofts Aiken · 6.28%
- Ashton Park Apartments Anderson · 2.19%
- Mt. Vernon Place Apartments Anderson · 4.38%
- The Streams at Battery Park Apartments Anderson · 4.21%
- Abberly Pointe Apartment Homes Beaufort · 2.35%
- Clearwater Village Beech Island · 3.99%
- Bluffton Park Apartments Bluffton · 3.39%
- May River Village I Bluffton · 5.83%
- May River Village Phase II Bluffton · 2.88%
- The Palisades at Blythewood I Blythewood · 2.42%
- The Palisades of Blythewood Phase II Blythewood · 2.52%
- Villas at Lawson Creek Boiling Springs · 3.81%
- Hunter's Glen Apartments Central · 3.31%
- Ansonborough House Apartments Charleston · 3.21%
- Oasis at West Ashley Apartments Charleston · 4.64%
- Chesterfield Court Apartments Cheraw · 3.8%
- Creekwood Village Clemson · 4.38%
- Glendale Manor Apartments Clinton · 2.28%
- Pinehaven Villas Apartments Columbus · 5.93%
- Cornerstone Commons II Conway · 3.43%
- Seven Farms Apartments Daniel Island · 2.45%
- Culpepper Landing Duncan · 3.7%
- Lewis Scott Court Apartments Eastover · 6.5%
- Pine Ridge Apartments Elgin · 2.55%
- Fountain Hills Apartments Fountain Inn · 4.8%
- Connecticut Village Apartments Gaffney · 2.72%
- Redwood Village Apts Gaffney · 6.5%
- Rosewood Townhomes Goose Creek · 2.5%
- The Summits of Aiken Graniteville · 3.46%
- Cambridge Apartments Greenwood · 3.1%
- South Pointe Apartments Hanahan · 2.5%
- Forest Ridge Apartments Hartsville · 3.85%
- Enclave at Bailes Ridge Indian Land · 2.31%
- Inman Lofts Inman · 2.79%
- Atlantic at Parkridge Irmo · 2.8%
- Irmo Village Irmo · 4.38%
- The Residence at Marina Bay Irmo · 2.6%
- Edisto Plaza Apts Johnston · 7.85%
- Kingstree Housing Authority Kingstree · 3.83%
- Cypress River Apartments Ladson · 2.3%
- Redwood Lake Wylie (lakepointe Ridge) Lake Wylie · 2.32%
- Villas at Marlin Bay Lake Wylie · 2.7%
- Cambridge Apartments Lamar · 4.27%
- Pardue Street Apartments Lancaster · 5.05%
- Spruce Pines Apartments Landrum · 6.25%
- Latta Arms Apt Latta · 7%
- Forest Villa Apartments Manning · 6.15%
- Westwood Apartments Manning · 5.45%
- Wisteria Way Apartments Manning · 5.05%
- Miller Oaks Village Apartments Mauldin · 3.72%
- Northbridge Courts Moncks Corner · 5.7%
- Country Garden Estates I & II Moore · 3.15%
- Mosby Carolina Forest Myrtle Beach · 3.35%
- Sandygate Village Myrtle Beach · 3.55%
- The Parker Myrtle Beach Myrtle Beach · 5.15%
- Alston Arms N Charleston · 5.5%
- Nance Forest Newberry · 2.8%
- Greentree North Apartments North Charleston · 4.32%
- Horizon Village North Charleston · 3.65%
- Amelia Village Orangeburg · 3.85%
- Glenfield Apartments Orangeburg · 5.85%
- Orangeburg Housing Inc Orangeburg · 3.8%
- St Elizabeth Place Pawleys Island · 5.7%
- Falls at Meehan (fka Pendleton Apartments) Pendleton · 5.7%
- Pickens Gardens Apartments Pickens · 5.38%
- Abberly Chase Apartment Homes Ridgeland · 2.35%
- Abberly Chase II Ridgeland · 5.85%
- Newry Mill Apartments Seneca · 2.89%
- Gateway Village Simpsonville · 4.38%
- Redwood Simpsonville Phase I Simpsonville · 3.96%
- Cedarwood Apts St George · 6.25%
- Haven Oaks Apartments Summerville · 2.98%
- Parkway Village Apts Summerville · 4.08%
- Waters at Magnolia Bay Summerville · 3.15%
- Pinckney Pi Pine Ridge Pecan G Union · 6.75%
- Standpoint Vista Apartments Walhalla · 6.25%
- Walhalla Gardens Walhalla · 5.45%
- Lincoln Apartments Walterboro · 5.47%
- Winnfield West Apts Winnsboro · 6.375%
- Forrest Brook Apartments York · 4.43%
- White Oaks Apts York · 3.75%
Source: HUD, Insured Multifamily Mortgages, active file, current as of September 30, 2026. Apartment loans only; nursing homes, assisted living and hospitals in the same file are not counted.
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