HUD lender profile
Legacy Capital Mortgage LLC: HUD multifamily lending record
HUD insured 6 multifamily loans with Legacy Capital Mortgage as lender in FY2022-FY2026, for $130 million and 935 units. That is 0.2% of all HUD multifamily dollars in those years and #51 among lenders.
- HUD files it as LEGACY CAPITAL MORTGAGE LLC
- MAP On HUD's MAP lender list as of September 16, 2026
- Endorsement data run October 8, 2026
What the numbers say
In FY2026 it closed 3 HUD loans for $91.9 million, up 1315% from FY2025 and ranking #34 among HUD multifamily lenders that year.
Its HUD book is concentrated: NC/SR made up 93% of its dollars over five years.
It lent in 3 states; Texas was the largest at 95% of dollars.
Its median loan was $17.6 million, above the $14.3 million median for all HUD multifamily endorsements in the same years.
3 of its 6 loans (50%) carried low-income housing tax credits, against 32% across all HUD multifamily endorsements.
HUD volume by fiscal year
- 223(f)
- New construction / sub rehab
- Other programs
| FY | Loans | Dollars | 223(f) | NC/SR | Rank | |
|---|---|---|---|---|---|---|
| FY2026 | 3 | $91.9M | 1 | 2 | #34 | |
| FY2025 | 2 | $6.5M | 2 | 0 | #52 | |
| FY2022 | 1 | $31.6M | 0 | 1 | #48 | |
| FY2021 | 4 | $104M | 1 | 3 | #35 | |
| FY2020 | 1 | $34.2M | 0 | 1 | #50 | |
| FY2018 | 4 | $154M | 0 | 4 | #23 | |
| FY2017 | 1 | $24.7M | 0 | 1 | #49 | |
| Since FY2016 | 19 | $519M | ||||
Program columns count loans. Rank is by dollars among all HUD multifamily lenders that fiscal year.
Program mix, FY2022-FY2026
| Program | Loans | Dollars | Median loan |
|---|---|---|---|
| New construction or substantial rehab (221(d)(4), 220, 231, 213) | 3 | $121M | $36.2M |
| 223(f) purchase or refinance | 3 | $9.2M | $2.9M |
Firm commitment to closing
Days from the firm commitment date HUD records to initial endorsement, for this lender's FY2022-FY2026 loans. This is the last stretch of a HUD deal, after underwriting is done; it is not the whole timeline from application.
- All its loans with both dates (6)
- 108 days median
- Middle half of its loans
- 64-180 days
- All lenders, FHA programs, FY2022-FY2026
- 91 days
Most recent HUD endorsements
| Endorsed | Property | Program | Loan |
|---|---|---|---|
| 2026-06-11 | Katy at Waterloo Trails · TX | NC/SR | $36.2M |
| 2026-04-16 | Lavon Ranch (fka Princeton Point) · TX | NC/SR | $53.1M |
| 2026-03-11 | San Angelo Crossing Apartments · TX | 223(f) | $2.7M |
| 2025-08-22 | Sleeping Ute Apartments · CO | 223(f) | $3.6M |
| 2024-11-12 | Mockingbird Estates · OK | 223(f) | $2.9M |
| 2022-01-14 | Village at Waxahachie Apartments · TX | NC/SR | $31.6M |
| 2021-08-19 | Parkstone Senior Village Phase III Apartments · TX | 223(f) | $3.8M |
| 2021-08-17 | Cross Timbers Apartment Homes · TX | NC/SR | $28.0M |
| 2021-07-15 | One Preston Station · TX | NC/SR | $33.4M |
| 2021-06-21 | Heritage Towers Apartments · TX | NC/SR | $38.7M |
| 2020-03-18 | Pioneer Hill Apartments Phase I · TX | NC/SR | $34.2M |
| 2018-07-20 | Santa Clara Apartments · TX | NC/SR | $31.2M |
Largest loans, FY2022-FY2026
| Property | Program | Loan |
|---|---|---|
| Lavon Ranch (fka Princeton Point) · TX | NC/SR | $53.1M |
| Katy at Waterloo Trails · TX | NC/SR | $36.2M |
| Village at Waxahachie Apartments · TX | NC/SR | $31.6M |
| Sleeping Ute Apartments · CO | 223(f) | $3.6M |
| Mockingbird Estates · OK | 223(f) | $2.9M |
| San Angelo Crossing Apartments · TX | 223(f) | $2.7M |
Its HUD servicing book today
HUD's active insured mortgage file (as of September 30, 2026) lists Legacy Capital Mortgage LLC as servicer on 1 apartment loan with $36.2 million of balance and 236 units. Its note rate is 5.72%. HUD lists the same name as holder of 14 loans.
- 221(d)(4)
- 1 loans
Largest servicing states: Texas (1).
Compare it with the rest of the market in the HUD lender league table, see what recent loans closed at on HUD rates, or read how the 223(f) and 221(d)(4) programs work.
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