HUD lender profile
Mason Joseph, LLC: HUD multifamily lending record
HUD insured 48 multifamily loans with Mason Joseph as lender in FY2022-FY2026, for $1.77 billion and 10,516 units. That is 2.8% of all HUD multifamily dollars in those years and #12 among lenders.
- HUD files it as MASON JOSEPH, LLC
- MAP On HUD's MAP lender list as of September 16, 2026
- Endorsement data run October 8, 2026
What the numbers say
In FY2026 it closed 23 HUD loans for $896 million, up 105% from FY2025 and ranking #5 among HUD multifamily lenders that year.
Its HUD book is concentrated: NC/SR made up 90% of its dollars over five years.
It lent in 4 states; Texas was the largest at 87% of dollars.
Its median loan was $41.1 million, above the $14.3 million median for all HUD multifamily endorsements in the same years.
On 223(f) loans, the median time from firm commitment to initial endorsement was 65 days (8 loans), against 87 days for all lenders, 22 days faster.
6 of its 48 loans (13%) carried low-income housing tax credits, against 32% across all HUD multifamily endorsements.
HUD volume by fiscal year
- 223(f)
- New construction / sub rehab
- Other programs
| FY | Loans | Dollars | 223(f) | NC/SR | Rank | |
|---|---|---|---|---|---|---|
| FY2026 | 23 | $896M | 6 | 17 | #5 | |
| FY2025 | 11 | $437M | 1 | 10 | #8 | |
| FY2024 | 8 | $297M | 1 | 7 | #8 | |
| FY2023 | 6 | $142M | 0 | 6 | #17 | |
| Since FY2023 | 48 | $1.77B | ||||
Program columns count loans. Rank is by dollars among all HUD multifamily lenders that fiscal year.
Program mix, FY2022-FY2026
| Program | Loans | Dollars | Median loan |
|---|---|---|---|
| New construction or substantial rehab (221(d)(4), 220, 231, 213) | 40 | $1.60B | $43.8M |
| 223(f) purchase or refinance | 8 | $172M | $15.4M |
Firm commitment to closing
Days from the firm commitment date HUD records to initial endorsement, for this lender's FY2022-FY2026 loans. This is the last stretch of a HUD deal, after underwriting is done; it is not the whole timeline from application.
- All its loans with both dates (48)
- 93 days median
- Middle half of its loans
- 62-145 days
- 223(f) (8 loans)
- 65 days
- NC/SR (40 loans)
- 105 days
- All lenders, FHA programs, FY2022-FY2026
- 91 days
Most recent HUD endorsements
| Endorsed | Property | Program | Loan |
|---|---|---|---|
| 2026-08-17 | Oaks at Cibolo Creek · TX | NC/SR | $57.4M |
| 2026-08-12 | Lyndon Ranch · TX | NC/SR | $57.8M |
| 2026-08-11 | Brazos Oaks II · TX | NC/SR | $48.7M |
| 2026-07-27 | Wichita Apartments · KS | NC/SR | $43.9M |
| 2026-06-29 | Renaissance at North Park · TX | 223(f) | $35.5M |
| 2026-06-12 | Lookout Residences · TX | NC/SR | $36.0M |
| 2026-04-28 | Classen 16 · OK | 223(f) | $7.9M |
| 2026-04-28 | New Caney Royal Gardens · TX | NC/SR | $7.0M |
| 2026-04-23 | Cleveland Royal Gardens · TX | NC/SR | $6.9M |
| 2026-03-25 | Esplanade at Stonebridge Village Apartments · OK | 223(f) | $21.5M |
| 2026-03-25 | Ford Lofts · OK | 223(f) | $2.7M |
| 2026-03-13 | Cascades at Onion Creek · TX | 223(f) | $59.6M |
Largest loans, FY2022-FY2026
| Property | Program | Loan |
|---|---|---|
| Aurora at Firefly Park · TX | NC/SR | $106M |
| Ariza Park Row · TX | NC/SR | $68.1M |
| Estancia Multifamily 360 Apartments · TX | NC/SR | $60.1M |
| Cascades at Onion Creek · TX | 223(f) | $59.6M |
| Berry Creek Apartments · TX | NC/SR | $58.2M |
| Lyndon Ranch · TX | NC/SR | $57.8M |
| Oaks at Cibolo Creek · TX | NC/SR | $57.4M |
| Brickyard at Barbers Hill · TX | NC/SR | $55.0M |
Its HUD servicing book today
HUD's active insured mortgage file (as of September 30, 2026) lists Mason Joseph, LLC as servicer on 1 apartment loan with $50.9 million of balance and 255 units. Its note rate is 5.68%. HUD lists the same name as holder of 1 loans.
- 221(d)(4)
- 1 loans
Largest servicing states: Texas (1).
Other names in HUD's endorsement data that begin the same way (HUD files them separately, and we do not combine them): Mason Joseph Company, Inc..
Compare it with the rest of the market in the HUD lender league table, see what recent loans closed at on HUD rates, or read how the 223(f) and 221(d)(4) programs work.
Get your HUD loan in front of several lenders
Janover Capital is an advisor, not a lender, and is not affiliated with Mason Joseph or HUD. Tell us about the property and the desk will tell you which HUD lenders fit the deal.