HUD lender profile
X-Caliber Capital LLC: HUD multifamily lending record
HUD insured 7 multifamily loans with X-Caliber Capital as lender in FY2022-FY2026, for $46.2 million and 546 units. That is 0.1% of all HUD multifamily dollars in those years and #57 among lenders.
- HUD files it as X-CALIBER CAPITAL LLC
- MAP On HUD's MAP lender list as of September 16, 2026
- Endorsement data run October 8, 2026
What the numbers say
It had no initial endorsements in FY2026; its most recent was June 26, 2025.
Its HUD book is concentrated: 223(f) made up 100% of its dollars over five years.
It lent in 6 states; North Carolina was the largest at 6% of dollars.
Its median loan was $2.4 million, below the $14.3 million median for all HUD multifamily endorsements in the same years.
On 223(f) loans, the median time from firm commitment to initial endorsement was 111 days (7 loans), against 87 days for all lenders, 24 days slower.
2 of its 7 loans (29%) carried low-income housing tax credits, against 32% across all HUD multifamily endorsements.
HUD volume by fiscal year
- 223(f)
- New construction / sub rehab
- Other programs
| FY | Loans | Dollars | 223(f) | NC/SR | Rank | |
|---|---|---|---|---|---|---|
| FY2025 | 2 | $15.5M | 2 | 0 | #49 | |
| FY2023 | 1 | $2.4M | 1 | 0 | #50 | |
| FY2022 | 4 | $28.3M | 4 | 0 | #49 | |
| FY2021 | 5 | $9.6M | 0 | 0 | #55 | |
| FY2020 | 4 | $41.3M | 0 | 0 | #48 | |
| FY2019 | 5 | $152M | 4 | 1 | #24 | |
| FY2018 | 2 | $30.2M | 2 | 0 | #47 | |
| Since FY2001 | 107 | $442M | ||||
Program columns count loans. Rank is by dollars among all HUD multifamily lenders that fiscal year.
Program mix, FY2022-FY2026
| Program | Loans | Dollars | Median loan |
|---|---|---|---|
| 223(f) purchase or refinance | 7 | $46.2M | $2.4M |
Where it lends
| State | Loans | Dollars |
|---|---|---|
| North Carolina | 2 | $2.9M |
| Texas | 1 | $1.4M |
| Arizona | 1 | $14.1M |
| California | 1 | $2.4M |
| Florida | 1 | $7.5M |
| Kentucky | 1 | $17.9M |
Firm commitment to closing
Days from the firm commitment date HUD records to initial endorsement, for this lender's FY2022-FY2026 loans. This is the last stretch of a HUD deal, after underwriting is done; it is not the whole timeline from application.
- All its loans with both dates (7)
- 111 days median
- Middle half of its loans
- 93-142 days
- 223(f) (7 loans)
- 111 days
- All lenders, FHA programs, FY2022-FY2026
- 91 days
Most recent HUD endorsements
| Endorsed | Property | Program | Loan |
|---|---|---|---|
| 2025-06-26 | Monarch Place Apartments · TX | 223(f) | $1.4M |
| 2025-03-27 | Marquee on 5th · AZ | 223(f) | $14.1M |
| 2022-11-16 | Rainbow Plaza Apartments · CA | 223(f) | $2.4M |
| 2022-07-20 | Rosehill West Apartments · NC | 223(f) | $1.8M |
| 2022-07-20 | Crosswinds Green II · NC | 223(f) | $1.1M |
| 2022-03-29 | Renaissance at Sugar Hill · FL | 223(f) | $7.5M |
| 2021-12-15 | Ashton Park Apartments · KY | 223(f) | $17.9M |
| 2021-06-30 | Woodmere Apartments · MN | 223(a)(7) | $2.8M |
| 2021-06-30 | Westgate Townhomes · MN | 223(a)(7) | $2.0M |
| 2021-06-30 | Centennial Apts--(luverne) · MN | 223(a)(7) | $1.6M |
| 2021-06-30 | Edgewood Apartments · MN | 223(a)(7) | $1.1M |
| 2021-03-29 | Viking Terrace Apartments · MN | 223(a)(7) | $2.2M |
Largest loans, FY2022-FY2026
| Property | Program | Loan |
|---|---|---|
| Ashton Park Apartments · KY | 223(f) | $17.9M |
| Marquee on 5th · AZ | 223(f) | $14.1M |
| Renaissance at Sugar Hill · FL | 223(f) | $7.5M |
| Rainbow Plaza Apartments · CA | 223(f) | $2.4M |
| Rosehill West Apartments · NC | 223(f) | $1.8M |
| Monarch Place Apartments · TX | 223(f) | $1.4M |
| Crosswinds Green II · NC | 223(f) | $1.1M |
Its HUD servicing book today
HUD's active insured mortgage file (as of September 30, 2026) lists X-Caliber Capital LLC as servicer on 43 apartment loans with $225 million of balance and 3,655 units. The median note rate on that book is 3.80%. 24 of the loans carry a rate under 4%. 2 mature within five years. HUD lists the same name as holder of 43 loans.
- 223(f)
- 26 loans
- 223(a)(7)
- 17 loans
Largest servicing states: Kentucky (22), Minnesota (5), Utah (3), Wisconsin (3), Illinois (2), North Carolina (2).
Compare it with the rest of the market in the HUD lender league table, see what recent loans closed at on HUD rates, or read how the 223(f) and 221(d)(4) programs work.
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