HUD lender profile
Harper Capital Partners, LLC: HUD multifamily lending record
HUD insured 30 multifamily loans with Harper Capital Partners as lender in FY2022-FY2026, for $528 million and 3,822 units. That is 0.8% of all HUD multifamily dollars in those years and #29 among lenders.
- HUD files it as HARPER CAPITAL PARTNERS, LLC
- MAP On HUD's MAP lender list as of September 16, 2026
- Endorsement data run October 8, 2026
What the numbers say
In FY2026 it closed 4 HUD loans for $98.3 million, up 61% from FY2025 and ranking #33 among HUD multifamily lenders that year.
223(f) was its largest program at 77% of five-year dollars, followed by NC/SR at 15%.
It lent in 16 states; Texas was the largest at 27% of dollars.
Its median loan was $11.0 million, below the $14.3 million median for all HUD multifamily endorsements in the same years.
On 223(f) loans, the median time from firm commitment to initial endorsement was 76 days (24 loans), against 87 days for all lenders, 11 days faster.
4 of its 30 loans (13%) carried low-income housing tax credits, against 32% across all HUD multifamily endorsements.
HUD volume by fiscal year
- 223(f)
- New construction / sub rehab
- Other programs
| FY | Loans | Dollars | 223(f) | NC/SR | Rank | |
|---|---|---|---|---|---|---|
| FY2026 | 4 | $98.3M | 4 | 0 | #33 | |
| FY2025 | 6 | $61.3M | 5 | 0 | #34 | |
| FY2024 | 4 | $86.1M | 2 | 2 | #23 | |
| FY2023 | 3 | $31.2M | 3 | 0 | #41 | |
| FY2022 | 13 | $251M | 10 | 0 | #22 | |
| FY2021 | 22 | $316M | 15 | 0 | #23 | |
| FY2020 | 8 | $131M | 1 | 0 | #32 | |
| Since FY2020 | 60 | $975M | ||||
Program columns count loans. Rank is by dollars among all HUD multifamily lenders that fiscal year.
Program mix, FY2022-FY2026
| Program | Loans | Dollars | Median loan |
|---|---|---|---|
| 223(f) purchase or refinance | 24 | $409M | $10.9M |
| New construction or substantial rehab (221(d)(4), 220, 231, 213) | 2 | $80.1M | $40.0M |
| 223(a)(7) streamlined refinance | 3 | $24.7M | $8.9M |
| 241(a) supplemental loan | 1 | $14.5M | $14.5M |
Where it lends
| State | Loans | Dollars |
|---|---|---|
| Texas | 7 | $140M |
| Connecticut | 4 | $87.4M |
| Utah | 2 | $30.8M |
| Iowa | 2 | $13.7M |
| North Carolina | 2 | $46.3M |
| Minnesota | 2 | $23.2M |
| Illinois | 2 | $16.6M |
| Michigan | 1 | $47.9M |
| Georgia | 1 | $12.3M |
| New York | 1 | $9.4M |
| Pennsylvania | 1 | $9.5M |
| Ohio | 1 | $9.0M |
Firm commitment to closing
Days from the firm commitment date HUD records to initial endorsement, for this lender's FY2022-FY2026 loans. This is the last stretch of a HUD deal, after underwriting is done; it is not the whole timeline from application.
- All its loans with both dates (30)
- 79 days median
- Middle half of its loans
- 68-99 days
- 223(f) (24 loans)
- 76 days
- All lenders, FHA programs, FY2022-FY2026
- 91 days
Most recent HUD endorsements
| Endorsed | Property | Program | Loan |
|---|---|---|---|
| 2026-03-26 | Studio Park Lofts · MI | 223(f) | $47.9M |
| 2026-02-26 | Woodford Station Phase I · GA | 223(f) | $12.3M |
| 2025-12-09 | 11 West - Phase II · UT | 223(f) | $26.0M |
| 2025-10-23 | Twin Oaks Apartments · IA | 223(f) | $12.1M |
| 2025-09-18 | Marion Gardens Townhomes · NY | 223(f) | $9.4M |
| 2025-04-30 | Betsy Town Flats · NC | 223(f) | $13.5M |
| 2025-03-14 | Prairie Lofts · MN | 223(f) | $5.4M |
| 2025-01-16 | Oxford Avenue Apartments · PA | 223(f) | $9.5M |
| 2024-11-26 | 42 Flats · OH | 223(f) | $9.0M |
| 2024-11-21 | Huntington Reserve Apartments · FL | 241(a) | $14.5M |
| 2024-09-19 | Regency Apartments · IA | 223(f) | $1.6M |
| 2024-03-21 | Valle Vista Apartments · TX | NC/SR | $47.3M |
Largest loans, FY2022-FY2026
| Property | Program | Loan |
|---|---|---|
| The Curb · CT | 223(f) | $63.3M |
| Studio Park Lofts · MI | 223(f) | $47.9M |
| Valle Vista Apartments · TX | NC/SR | $47.3M |
| Newman Village · TX | 223(f) | $47.0M |
| Boardwalk Luxury Apartments · CA | 223(f) | $43.7M |
| Regency Townes · NC | NC/SR | $32.8M |
| 11 West - Phase II · UT | 223(f) | $26.0M |
| Central Flats · WI | 223(f) | $19.3M |
Its HUD servicing book today
HUD's active insured mortgage file (as of September 30, 2026) lists Harper Capital Partners, LLC as servicer on 73 apartment loans with $1.08 billion of balance and 10,703 units. The median note rate on that book is 2.97%. 52 of the loans carry a rate under 4%. HUD lists the same name as holder of 73 loans.
- 223(f)
- 49 loans
- 223(a)(7)
- 20 loans
- 241(a)
- 2 loans
- 221(d)(4)
- 2 loans
Largest servicing states: Texas (16), Louisiana (13), Connecticut (6), Florida (5), Minnesota (4), California (3).
Compare it with the rest of the market in the HUD lender league table, see what recent loans closed at on HUD rates, or read how the 223(f) and 221(d)(4) programs work.
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