HUD lender profile
Regions Bank: HUD multifamily lending record
HUD insured 29 multifamily loans with Regions Bank as lender in FY2022-FY2026, for $805 million and 5,654 units. That is 1.3% of all HUD multifamily dollars in those years and #22 among lenders.
- HUD files it as REGIONS BANK
- MAP On HUD's MAP lender list as of September 16, 2026
- Endorsement data run October 8, 2026
What the numbers say
In FY2026 it closed 6 HUD loans for $142 million, down 19% from FY2025 and ranking #25 among HUD multifamily lenders that year.
Its HUD book is concentrated: NC/SR made up 92% of its dollars over five years.
It lent in 12 states; Texas was the largest at 61% of dollars.
Its median loan was $21.8 million, above the $14.3 million median for all HUD multifamily endorsements in the same years.
On 223(f) loans, the median time from firm commitment to initial endorsement was 90 days (5 loans), against 87 days for all lenders.
19 of its 29 loans (66%) carried low-income housing tax credits, against 32% across all HUD multifamily endorsements.
HUD volume by fiscal year
- 223(f)
- New construction / sub rehab
- Other programs
| FY | Loans | Dollars | 223(f) | NC/SR | Rank | |
|---|---|---|---|---|---|---|
| FY2026 | 6 | $142M | 0 | 6 | #25 | |
| FY2025 | 4 | $176M | 1 | 3 | #17 | |
| FY2024 | 8 | $275M | 1 | 7 | #9 | |
| FY2023 | 3 | $51.0M | 0 | 3 | #37 | |
| FY2022 | 8 | $161M | 3 | 5 | #26 | |
| FY2021 | 16 | $343M | 5 | 9 | #22 | |
| FY2020 | 7 | $196M | 1 | 5 | #23 | |
| FY2019 | 1 | $18.4M | 1 | 0 | #49 | |
| FY2018 | 1 | $7.1M | 1 | 0 | #56 | |
| FY2017 | 4 | $20.2M | 2 | 0 | #50 | |
| Since FY2014 | 78 | $1.58B | ||||
Program columns count loans. Rank is by dollars among all HUD multifamily lenders that fiscal year.
Program mix, FY2022-FY2026
| Program | Loans | Dollars | Median loan |
|---|---|---|---|
| New construction or substantial rehab (221(d)(4), 220, 231, 213) | 24 | $739M | $24.3M |
| 223(f) purchase or refinance | 5 | $66.2M | $13.3M |
Where it lends
| State | Loans | Dollars |
|---|---|---|
| Texas | 14 | $492M |
| Tennessee | 3 | $32.7M |
| Florida | 2 | $49.3M |
| Georgia | 2 | $74.4M |
| Mississippi | 1 | $39.6M |
| Kentucky | 1 | $39.1M |
| Louisiana | 1 | $7.4M |
| Michigan | 1 | $13.2M |
| North Carolina | 1 | $15.0M |
| Virginia | 1 | $21.8M |
| South Carolina | 1 | $8.7M |
| Arkansas | 1 | $11.7M |
Firm commitment to closing
Days from the firm commitment date HUD records to initial endorsement, for this lender's FY2022-FY2026 loans. This is the last stretch of a HUD deal, after underwriting is done; it is not the whole timeline from application.
- All its loans with both dates (29)
- 85 days median
- Middle half of its loans
- 51-124 days
- 223(f) (5 loans)
- 90 days
- NC/SR (24 loans)
- 72 days
- All lenders, FHA programs, FY2022-FY2026
- 91 days
Most recent HUD endorsements
| Endorsed | Property | Program | Loan |
|---|---|---|---|
| 2026-05-19 | The Summit · MS | NC/SR | $39.6M |
| 2026-04-15 | Lakewood Village Apartments · TN | NC/SR | $18.1M |
| 2026-03-12 | Bonita Pointe · FL | NC/SR | $26.3M |
| 2025-12-23 | The Meadows at Mcneely Lake · KY | NC/SR | $39.1M |
| 2025-12-18 | Brown Park Estates · LA | NC/SR | $7.4M |
| 2025-12-17 | Palladium Cockrell Hill Senior Living · TX | NC/SR | $11.5M |
| 2025-07-17 | Palladium Buckner Station · TX | NC/SR | $46.6M |
| 2025-04-15 | The Legacy at Walton Kennesaw Mountain · GA | 223(f) | $13.3M |
| 2025-03-20 | Highpoint Sugarloaf Apartments · GA | NC/SR | $61.1M |
| 2024-11-25 | The Entrada at San Marcos · TX | NC/SR | $55.0M |
| 2024-08-14 | Palladium East Lancaster Avenue · TX | NC/SR | $29.8M |
| 2024-08-06 | Palladium Carver Living · TX | NC/SR | $36.0M |
Largest loans, FY2022-FY2026
| Property | Program | Loan |
|---|---|---|
| Hartwood Square · TX | NC/SR | $95.9M |
| Highpoint Sugarloaf Apartments · GA | NC/SR | $61.1M |
| The Entrada at San Marcos · TX | NC/SR | $55.0M |
| Kyle Springs Apartments · TX | NC/SR | $51.5M |
| The Beacon South · TX | NC/SR | $50.0M |
| Palladium Buckner Station · TX | NC/SR | $46.6M |
| Langdon North · TX | NC/SR | $41.1M |
| The Summit · MS | NC/SR | $39.6M |
Its HUD servicing book today
HUD's active insured mortgage file (as of September 30, 2026) lists Regions Bank as servicer on 6 apartment loans with $162 million of balance and 1,105 units. The median note rate on that book is 5.93%. 0 of the loans carry a rate under 4%. HUD lists the same name as holder of 54 loans.
- 221(d)(4)
- 5 loans
- Other
- 1 loans
Largest servicing states: Texas (2), Kentucky (1), Louisiana (1), Mississippi (1), Tennessee (1).
Compare it with the rest of the market in the HUD lender league table, see what recent loans closed at on HUD rates, or read how the 223(f) and 221(d)(4) programs work.
Get your HUD loan in front of several lenders
Janover Capital is an advisor, not a lender, and is not affiliated with Regions Bank or HUD. Tell us about the property and the desk will tell you which HUD lenders fit the deal.